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v3.24.3

Note C - Finance Receivables, Net (Details Textual) | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Oct. 31, 2024 USD ($) | Oct. 31, 2023 | Oct. 31, 2024 USD ($) | Oct. 31, 2023 USD ($) | Jul. 31, 2024
Financing Receivable Interest Rate | 18.25% | 18.00% |  |  |
Finance Receivables, Number of Loan Classes | 1 |  | 1 |  |
Finance Receivables, Number of Risk Pools | 1 |  | 1 |  |
Financing Receivable, Allowance for Credit Loss, Recovery |  |  | $ 1,800,000 | $ 1,400,000 |
Financing Receivable, Allowance for Credit Loss to Outstanding, Percent | 24.72% |  | 24.72% |  | 25.00%
Provision for Credit Losses, Resulting Benefit from Increase (Decrease) | $ 3,800,000 |  |  |  |
Total Dollars Collected Per Active Customer, Percentage Change |  |  | 5.00% |  |
Collections as Percentage of Average Financing Receivables |  |  | 0.20% |  |
Increase (Decrease) in Average Selling Price |  |  | $ 736 |  |
Increase (Decrease) in Average Selling Price, Percentage |  |  | 3.90% |  |
ARKANSAS |  |  |  |  |
Financing Receivable Interest Rate | 16.75% |  |  |  |
TENNESSEE |  |  |  |  |
Financing Receivable Interest Rate | 23.00% |  |  |  |
Maximum [Member] |  |  |  |  |
Financing Receivable Interest Rate | 18.25% |  |  |  |
Financing Receivable Payment Period | 79 months |  |  |  |
Maximum [Member] | ARKANSAS |  |  |  |  |
Financing Receivable Interest Rate | 16.75% |  |  |  |
Maximum [Member] | ILLINOIS |  |  |  |  |
Financing Receivable Interest Rate | 21.50% |  |  |  |
Minimum [Member] |  |  |  |  |
Financing Receivable Payment Period | 18 months |  |  |  |
Minimum [Member] | ILLINOIS |  |  |  |  |
Financing Receivable Interest Rate | 19.50% |  |  |  |

X
- Definition Represents the percentage of average financing receivables collected during the reported period. + References No definition available. + Details
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- Definition Number of loan classes of finance receivables. + References No definition available. + Details
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- Definition Number of risk pools of finance receivables. + References No definition available. + Details
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X
- Definition Represents the interest rate on installment sale contracts. + References No definition available. + Details
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- Definition Represents the payment period on installment sale contracts from the sale of used vehicles. + References No definition available. + Details
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- Definition The amount of increase (decrease) in average selling price during period. + References No definition available. + Details
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- Definition The percentage of increase(decrease) in average selling price. + References No definition available. + Details
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- Definition The resulting benefit from increasing or decreasing the provision for credit losses. + References No definition available. + Details
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- Definition The percentage change in total dollars collected per active customer over a period. + References No definition available. + Details
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- Definition Percentage of allowance for credit loss to total financing receivable outstanding. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC + Details
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