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v3.25.2

Finance Receivables, Net - Additional Information (Details) | 12 Months Ended
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Apr. 30, 2025 USD ($) loanPool class | Apr. 30, 2024 USD ($) | Apr. 30, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Number of loan classes | class | 1 |  |
Number of loan pools | loanPool | 2 |  |
Finance receivables, net of allowance for credit losses of $323,100 and $331,260 | $ 1,180,673,000 | $ 1,098,591,000 |
Recovered from previously written-off accounts | $ 3,500,000 | $ 2,800,000 | $ 2,500,000
Financing receivable, allowance for credit loss to outstanding (in percent) | 23.25% | 25.32% |
Allowance for credit losses (in percent) |  | 25.32% |
Increase in total dollars collected per active customer (in percent) | 3.80% |  |
Collections as percentage of average financing receivables | 0.10% |  |
Increase (decrease) in average selling price | $ 285 |  |
Contract modifications, principal amount | $ 436,141,000 | $ 473,921,000 | $ 454,052,000
% of Portfolio | 28.90% | 33.00% | 33.00%
Loans defaulted within 12 months of modification | $ 133,000,000.0 | $ 153,900,000 | $ 118,000,000.0
Portfolio weighted average contract term, including modifications (in months) | 48 months 9 days | 47 months 27 days |
Average originating contract term (in months) | 44 months 12 days | 44 months |
Automobile Loan | Asset Pledged as Collateral | Debt issuance costs |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Finance receivables, net of allowance for credit losses of $323,100 and $331,260 | $ 844,500,000 | $ 814,700,000 |
Minimum |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Fixed interest rate (in percent) | 12.99% |  |
Payments over period (in months) | 18 months |  |
Maximum |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Fixed interest rate (in percent) | 23.00% |  |
Payments over period (in months) | 79 months |  |

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