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Finance Receivables, Net - Summary of Components of Finance Receivables (Details) - USD ($) $ in Thousands | Apr. 30, 2025 | Apr. 30, 2024 | Apr. 30, 2023 | Apr. 30, 2022
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Receivables [Abstract] |  |  |  |
Gross contract amount | $ 1,946,042 | $ 1,844,392 |  |
Less: unearned finance charges | (436,887) | (409,004) |  |
Principal balance | 1,509,155 | 1,435,388 |  |
Less: estimated insurance receivables for APP claims | (2,910) | (3,026) |  |
Less: allowance for APP claims | (3,135) | (3,171) |  |
Less: allowance for credit losses | (323,100) | (331,260) | $ (299,608) | $ (237,823)
Finance receivables, net | 1,180,010 | 1,097,931 | $ 1,062,760 | $ 855,424
Loan origination costs | 663 | 660 |  |
Finance receivables, net, including loan origination costs | $ 1,180,673 | $ 1,098,591 |  |

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- Definition Amortized cost, after allowance for credit loss, before loan origination cost, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References No definition available. + Details
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- Definition Amount of unearned discount, finance charge, and interest included in face amount of receivable. Excludes cash or quantity discount or both. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-8 + Details
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