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v3.25.2

Debt - Additional Information (Details) $ in Thousands |  | 3 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jul. 12, 2024 USD ($) | Jul. 31, 2024 USD ($) | Apr. 30, 2025 USD ($) notePayable | Apr. 30, 2024 USD ($) | Apr. 30, 2023 USD ($)
Issuances of notes payable |  |  | $ 649,889 | $ 610,340 | $ 400,176
Debt issuance costs |  |  |  |  |
Number of series issued | notePayable |  |  | 6 |  |
Minimum of pool balance (in percent) |  |  | 2.00% |  |
Number of remaining series | notePayable |  |  | 5 |  |
Revolving line of credit, net |  |  |  |  |
Revolving credit facility, additional borrowing capacity |  |  | $ 27,300 |  |
Revolving line of credit, net | BMO Harris Bank |  |  |  |  |
Line of credit facility, maximum borrowing capacity |  |  | $ 350,000 |  |
Debt instrument, base rate |  |  | 7.50% | 8.25% |
Revolving line of credit, net | BMO Harris Bank | SOFR |  |  |  |  |
Warehouse facility accrues interest rate (in percent) |  |  | 3.50% |  |
Revolving line of credit, net | BMO Harris Bank | Base Rate |  |  |  |  |
Warehouse facility accrues interest rate (in percent) |  |  | 1.00% | 1.00% |
Warehouse Facility |  |  |  |  |
Issuances of notes payable |  | $ 150,000 |  |  |
Warehouse Facility | Affiliate |  |  |  |  |
Issuances of notes payable | $ 150,000 |  |  |  |
Notes payable percentage of note classified as recourse | 10.00% |  |  |  |
Long-term debt, gross |  |  | $ 0 |  |
Warehouse Facility | SOFR | Affiliate |  |  |  |  |
Warehouse facility accrues interest rate (in percent) | 3.50% |  |  |  |

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