XML 69 R54.htm IDEA: XBRL DOCUMENT
v3.25.2

Finance Receivables, Net - Loan Modifications (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Apr. 30, 2025 | Apr. 30, 2024 | Apr. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | $ 436,141 | $ 473,921 | $ 454,052
% of Portfolio | 28.90% | 33.00% | 33.00%
Term extension |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | $ 425,791 | $ 462,992 | $ 445,288
% of Portfolio | 28.20% | 32.20% | 32.40%
Weighted average term increase from modification | 2 months 6 days | 2 months 9 days | 2 months 18 days
Term extension | Current |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | $ 304,859 | $ 326,937 | $ 352,013
Term extension | 3-29 Days Past Due |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | 100,554 | 117,390 | 72,146
Term extension | 30-60 Days Past Due |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | 14,149 | 13,890 | 15,397
Term extension | 61-90 Days Past Due |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | 3,900 | 2,724 | 3,583
Term extension | 90+ Days Past Due |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | 2,329 | 2,051 | 2,149
Combination |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Principal Balance | $ 10,350 | $ 10,929 | $ 8,764
% of Portfolio | 0.70% | 0.80% | 0.60%
Weighted average term increase from modification | 10 months 16 days | 11 months 18 days | 13 months 28 days
Payments Received | $ 10,350 | $ 10,929 | $ 8,764
Combination | Payment Received in Last 30 Days |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Payments Received | 5,864 | 5,528 | 4,957
Combination | Payment Received in Last 31-60 Days |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Payments Received | 1,596 | 1,808 | 1,213
Combination | Payment Received in Last 61-90 Days |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Payments Received | 843 | 1,366 | 828
Combination | Payment Received in Last 90+ Days |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Payments Received | $ 2,047 | $ 2,227 | $ 1,766
Combination | Minimum |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Interest rate decrease from modification | 4.25% | 4.25% | 5.00%
Combination | Maximum |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Interest rate decrease from modification | 10.50% | 18.00% | 16.90%

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 20 -Name Accounting Standards Codification -Section 40 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481628/310-20-40-7 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2 + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percentage of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage of decrease in weighted average contractual interest rate of financing receivable modified for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A + Details
Name: | us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Period of increase in weighted average maturity of financing receivable modified for debtor experiencing financial difficulty, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A + Details
Name: | us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification
Namespace Prefix: | us-gaap_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition The cash inflow associated with the collection of receivables arising from the financing of goods and services. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 230 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 12 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12 + Details
Name: | us-gaap_ProceedsFromCollectionOfFinanceReceivables
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables1To29DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=crmt_CombinationOfMultipleModificationsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | crmt_FinancialAssetAgingPaymentsReceivedAxis=crmt_FinancialAssetAgingPaymentReceivedMostRecent30DaysMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | crmt_FinancialAssetAgingPaymentsReceivedAxis=crmt_FinancialAssetAgingPaymentReceived3160DaysMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | crmt_FinancialAssetAgingPaymentsReceivedAxis=crmt_FinancialAssetAgingPaymentReceived6190DaysMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | crmt_FinancialAssetAgingPaymentsReceivedAxis=crmt_FinancialAssetAgingPaymentReceivedOver90DaysMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |