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Debt (Tables)

12 Months Ended

Apr. 30, 2025

Debt Instruments [Abstract]

Summary of Debt

A summary of debt is as follows:

(In thousands)			April 30, 2025						April 30, 2024
Revolving line of credit			$	208,322					$	201,743
Debt issuance costs			(3,553)						(924)
Revolving line of credit, net			$	204,769					$	200,819
Non-recourse notes payable - 2023-1 Issuance			$	46,289					$	150,190
Non-recourse notes payable - 2023-2 Issuance			92,949						203,189
Non-recourse notes payable - 2024-1 Issuance			73,158						202,916
Non-recourse notes payable - 2024-2 Issuance			194,139						-
Non-recourse notes payable - 2025-1 Issuance			168,318						-
Debt issuance costs			(2,843)						(2,666)
Non-recourse notes payable, net			$	572,010					$	553,629
Total debt			$	776,779					$	754,448

Summary of Original Principal Balance and Weighted Average Fixed Coupon Rate

The original principal balance and weighted average fixed coupon rate for the five securitizations are as follows:

			Original Principal Balance (in thousands)						Weighted Average Fixed Coupon Rate
2023-1			$	400,200					8.68		%
2023-2			360,300						8.80		%
2024-1			250,000						9.50		%
2024-2			300,000						7.44		%
2025-1			200,000						6.49		%

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Tabular disclosure for the debt amounts and interest rates for debt instruments.

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Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

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