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Summary of Significant Accounting Policies - Additional Information (Details)
$ / shares in Units, mi in Thousands
 3 Months Ended 12 Months Ended
Oct. 31, 2024
USD ($)
mi
Jul. 31, 2024
USD ($)
Apr. 30, 2025
USD ($)
segment
subsidiary
$ / shares
shares
Apr. 30, 2024
USD ($)
$ / shares
shares
Apr. 30, 2023
USD ($)
$ / shares
shares
Jun. 03, 2024
USD ($)
Schedule of Capitalization [Line Items]            
Number of reportable segments | segment     1      
Revenue recognized     $ 34,400,000 $ 34,800,000    
Diluted (in dollars per share) | $ / shares     $ 2.33 $ (4.92) $ 3.11  
Basic (in dollars per share) | $ / shares     $ 2.38 $ (4.92) $ 3.20  
Issuances of notes payable     $ 649,889,000 $ 610,340,000 $ 400,176,000  
Average finance receivable interest rate (in percent)     17.60%      
Accrued interest on finance receivables     $ 7,432,000 $ 6,907,000    
Finance receivables, customer payments due either weekly or bi-weekly (in percent)     78.00%      
Financing receivable, greater than or equal to 30 days past due (in percent)     3.40% 3.10%    
% of Portfolio     28.90% 33.00% 33.00%  
Allowance for credit losses, primary factor units repossessed or charged off evaluation (in days)     71 days 70 days    
Financing receivables, allowance for credit losses and other losses     $ 323,100,000 $ 331,300,000    
Financing receivable, allowance for credit loss to outstanding (in percent)     23.25% 25.32%    
Total     $ 1,509,155,000 $ 1,435,388,000    
Impairment of goodwill     140,000 267,000 $ 0  
Goodwill     $ 22,800,000 14,400,000    
Earliest open tax year     2021      
Income tax examination, penalties and interest accrued     $ 0 0    
Financing receivable, recorded investment greater than 90 days past due     5,700,000 4,500,000    
Late fee income generated by servicing financial assets, amount     $ 5,300,000 $ 4,900,000 $ 4,400,000  
Late Fee Income, Servicing Financial Asset, Statement of Income or Comprehensive Income [Extensible Enumeration]     Interest and other income Interest and other income Interest and other income  
Advertising costs     $ 5,057,000 $ 4,284,000 $ 5,759,000  
Defined contribution plan, employer matching contribution (in percent)     50.00%      
Defined contribution plan, employer matching contribution gross pay (in percent)     6.00%      
Defined contribution plan, employer contribution amount     $ 1,500,000 1,100,000 $ 1,200,000  
Tax adjustments, settlements, and unusual provisions     $ 0 $ 227,000    
Stock repurchased (in shares) | shares     10,200 4,274 57,856  
Stock repurchased     $ 434,000 $ 365,000 $ 5,200,000  
Treasury stock shares to establish reserve account to secure service contracts (in shares) | shares     10,000      
Operating lease, weighted average remaining lease (In years)     10 years 9 months 18 days      
Operating lease, weighted average discount rate, (in percent)     4.90%      
Financing receivable, weighted average (in years)     48 months 9 days 47 months 27 days    
Financing receivable, remaining contract (in years)     35 months 27 days 36 months 3 days    
Installment Sale            
Schedule of Capitalization [Line Items]            
% of Portfolio     1.10% 1.10% 1.00%  
ACM Insurance Company            
Schedule of Capitalization [Line Items]            
Treasury stock, shares to establish reserve account to meet regulatory requirements for insurance company (in shares) | shares     14,000      
2006 Employee Stock Purchase Plan            
Schedule of Capitalization [Line Items]            
Common stock discount on shares (in percent)     15.00%      
Number of shares authorized (in shares) | shares     200,000      
Shares available for grant at April 30, 2025 | shares     119,199      
Capitalized Computing Implementation Service Contract            
Schedule of Capitalization [Line Items]            
Capitalized contract cost     $ 19,900,000 $ 16,700,000    
Capitalized contract cost, amortization     $ 4,300,000 339,500    
Texas Auto Center            
Schedule of Capitalization [Line Items]            
Goodwill, acquired during period   $ 8,500,000        
Goodwill           $ 8,500,000
Minimum            
Schedule of Capitalization [Line Items]            
Fixed interest rate (in percent)     12.99%      
Dealership leases (in years)     3 years      
Lessee, operating lease, renewal (in years)     3 years      
Maximum            
Schedule of Capitalization [Line Items]            
Fixed interest rate (in percent)     23.00%      
Dealership leases (in years)     10 years      
Lessee, operating lease, renewal (in years)     10 years      
Warehouse Facility            
Schedule of Capitalization [Line Items]            
Issuances of notes payable   $ 150,000,000        
Notes payable percentage of note classified as non recourse     10.00%      
ARKANSAS | Revenue Benchmark | Customer Concentration Risk            
Schedule of Capitalization [Line Items]            
Concentration risk (in percent)     28.00%      
Deferred service contract revenue            
Schedule of Capitalization [Line Items]            
Contract with customer liability revenue recognition (in miles) 12   12,000      
Increase in timing of revenue recognition percent 0.250          
Revenue recognized $ 13,200,000          
Revenue recognized net of tax $ 7,100,000          
Diluted (in dollars per share) | $ / shares     $ 1.02      
Basic (in dollars per share) | $ / shares     $ 1.04      
Contract with customer, liability     $ 61,787,000 68,945,000    
Contract with customer liability recognition period (in months)     9 months      
Deferred accident protection plan revenue            
Schedule of Capitalization [Line Items]            
Contract with customer, liability     $ 51,500,000 51,800,000    
Accident Protection Plan Claims            
Schedule of Capitalization [Line Items]            
Contract with customer, refund liability     $ 6,200,000 $ 6,400,000