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Finance Receivables, Net - Additional Information (Details)
 12 Months Ended
Apr. 30, 2025
USD ($)
loanPool
class
Apr. 30, 2024
USD ($)
Apr. 30, 2023
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of loan classes | class 1    
Number of loan pools | loanPool 2    
Finance receivables, net of allowance for credit losses of $323,100 and $331,260 $ 1,180,673,000 $ 1,098,591,000  
Recovered from previously written-off accounts $ 3,500,000 $ 2,800,000 $ 2,500,000
Financing receivable, allowance for credit loss to outstanding (in percent) 23.25% 25.32%  
Allowance for credit losses (in percent)   25.32%  
Increase in total dollars collected per active customer (in percent) 3.80%    
Collections as percentage of average financing receivables 0.10%    
Increase (decrease) in average selling price $ 285    
Contract modifications, principal amount $ 436,141,000 $ 473,921,000 $ 454,052,000
% of Portfolio 28.90% 33.00% 33.00%
Loans defaulted within 12 months of modification $ 133,000,000.0 $ 153,900,000 $ 118,000,000.0
Portfolio weighted average contract term, including modifications (in months) 48 months 9 days 47 months 27 days  
Average originating contract term (in months) 44 months 12 days 44 months  
Automobile Loan | Asset Pledged as Collateral | Debt issuance costs      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Finance receivables, net of allowance for credit losses of $323,100 and $331,260 $ 844,500,000 $ 814,700,000  
Minimum      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Fixed interest rate (in percent) 12.99%    
Payments over period (in months) 18 months    
Maximum      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Fixed interest rate (in percent) 23.00%    
Payments over period (in months) 79 months