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Finance Receivables, Net - Summary of Finance Receivables that are Current and Past Due (Details) - USD ($)
$ in Thousands
Apr. 30, 2025
Apr. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 1,509,155 $ 1,435,388
Percent of Portfolio 100.00% 100.00%
Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 1,208,330 $ 1,125,945
Percent of Portfolio 80.06% 78.44%
3 - 29 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 249,263 $ 264,491
Percent of Portfolio 16.52% 18.43%
30-60 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 34,407 $ 34,042
Percent of Portfolio 2.28% 2.37%
61-90 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 11,461 $ 6,438
Percent of Portfolio 0.76% 0.45%
> 90 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 5,694 $ 4,472
Percent of Portfolio 0.38% 0.31%