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Finance Receivables, Net - Summary of Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2025
Apr. 30, 2024
Apr. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 840,427 $ 829,303  
2024 (2023) 422,316 422,859  
2023 (2022) 187,067 156,628  
2022 (2021) 52,827 24,379  
2021 (2020) 5,727 1,636  
Prior to 2021 (2020) 791 583  
Total $ 1,509,155 $ 1,435,388  
% 100.00% 100.00%  
Gross charge-offs, 2025 (2024) $ 120,995 $ 155,385  
Gross charge-offs, 2024 (2023) 237,829 265,609  
Gross charge-offs, 2023 (2022) 109,105 88,160  
Gross charge-offs, 2022 (2021) 28,518 14,835  
Gross charge-offs, 2021 (2020) 2,842 1,081  
Gross charge-offs, Prior to 2021 (2020) 598 564  
Gross charge-offs, Total 499,887 525,634 $ 414,397
Customer Score 1-2      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) 46,422 43,445  
2024 (2023) 13,367 13,757  
2023 (2022) 4,584 3,668  
2022 (2021) 743 375  
2021 (2020) 45 95  
Prior to 2021 (2020) 45 6  
Total $ 65,206 $ 61,346  
% 4.30% 4.30%  
Customer Rating 3-4      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 284,265 $ 300,323  
2024 (2023) 131,084 117,904  
2023 (2022) 44,141 36,349  
2022 (2021) 9,241 4,552  
2021 (2020) 826 325  
Prior to 2021 (2020) 219 158  
Total $ 469,776 $ 459,611  
% 31.10% 32.00%  
Customer Score 5-7      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 509,740    
2024 (2023) 277,865    
2023 (2022) 138,342    
2022 (2021) 42,843    
2021 (2020) 4,856    
Prior to 2021 (2020) 527    
Total $ 974,173    
% 64.60%    
Customer Rating 5-6      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024)   $ 485,535  
2024 (2023)   291,198  
2023 (2022)   116,611  
2022 (2021)   19,452  
2021 (2020)   1,216  
Prior to 2021 (2020)   419  
Total   $ 914,431  
%   63.70%