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Debt Facilities (Details Textual) $ in Thousands |  |  | 3 Months Ended | 9 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | --- | --- | --- | ---
Jul. 12, 2024 USD ($) | Nov. 30, 2023 series | Jul. 31, 2024 USD ($) | Jan. 31, 2025 USD ($) securitization | Jan. 31, 2024 USD ($) | Apr. 30, 2024 | Sep. 16, 2024 USD ($) | Sep. 15, 2024 USD ($)
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Issuances of notes payable |  |  |  | $ 649,889 | $ 610,340 |  |  |
Notes Payable |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Number of series of asset-backed non-recourse securities issued | series |  | 6 |  |  |  |  |  |
Minimum Percent of Pool Balance |  |  |  | 2.00% |  |  |  |
Number of securitizations | securitization |  |  |  | 5 |  |  |  |
Revolving line of credit, net |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Line of Credit Facility, Additional Borrowing Capacity, Accordion Feature |  |  |  | $ 45,000 |  |  |  |
Warehouse Facility |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Issuances of notes payable | $ 150,000 |  | $ 150,000 |  |  |  |  |
Notes Payable, Percentage of Note Classified as Recourse | 10.00% |  |  |  |  |  |  |
Original Principal Balance |  |  |  | 0 |  |  |  |
Warehouse Facility | SOFR |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Debt Instrument, Basis Spread on Variable Rate | 3.50% |  |  |  |  |  |  |
BMO Harris Bank | Revolving line of credit, net |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Revolving credit facility, maximum borrowing capacity |  |  |  | $ 320,000 |  |  | $ 320,000 | $ 340,000
Revolving credit facility, minimum availability milestone |  |  |  |  |  |  | 300,000 |
Debt Instrument, Base Rate |  |  |  | 7.50% |  | 7.50% |  |
BMO Harris Bank | Revolving line of credit, net | SOFR |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Debt Instrument, Basis Spread on Variable Rate |  |  |  | 3.50% |  | 3.50% |  |
BMO Harris Bank | Revolving line of credit, net | Base Rate |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Debt Instrument, Basis Spread on Variable Rate |  |  |  | 1.00% |  | 1.00% |  |
BMO Harris Bank | Revolving line of credit, net | Credit Facility Balance, Under 300 Million |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Revolving credit facility, minimum required available draw amount |  |  |  |  |  |  | 20,000 |
BMO Harris Bank | Revolving line of credit, net | Credit Facility Balance, At or Over 300 Million |  |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |  |
Revolving credit facility, minimum required available draw amount |  |  |  |  |  |  | $ 50,000 |

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