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Finance Receivables, Net - Components of Finance Receivables (Details) - USD ($) $ in Thousands | Jan. 31, 2025 | Apr. 30, 2024 | Jan. 31, 2024 | Apr. 30, 2023
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Receivables [Abstract] |  |  |  |
Gross contract amount | $ 1,901,533 | $ 1,844,392 |  |
Less unearned finance charges | (415,552) | (409,004) |  |
Principal balance | 1,485,981 | 1,435,388 | $ 1,428,908 |
Less: estimated insurance receivables for APP claims | (3,416) | (3,026) |  |
Less: allowance for APP claims | (3,660) | (3,171) |  |
Less allowance for credit losses | (333,338) | (331,260) | (334,987) | $ (299,608)
Finance receivables, net | 1,145,567 | 1,097,931 | $ 1,085,111 | $ 1,062,760
Loan origination costs | 645 | 660 |  |
Finance receivables, net, including loan origination costs | $ 1,146,212 | $ 1,098,591 |  |

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- Definition Amortized cost, after allowance for credit loss, before loan origination cost, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References No definition available. + Details
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- Definition Amount of unearned discount, finance charge, and interest included in face amount of receivable. Excludes cash or quantity discount or both. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-8 + Details
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- Definition Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 + Details
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