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Debt Facilities (Details Textual)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Jul. 12, 2024
USD ($)
Nov. 30, 2023
series
Jul. 31, 2024
USD ($)
Jan. 31, 2025
USD ($)
securitization
Jan. 31, 2024
USD ($)
Apr. 30, 2024
Sep. 16, 2024
USD ($)
Sep. 15, 2024
USD ($)
Debt Instrument [Line Items]                
Issuances of notes payable       $ 649,889 $ 610,340      
Notes Payable                
Debt Instrument [Line Items]                
Number of series of asset-backed non-recourse securities issued | series   6            
Minimum Percent of Pool Balance       2.00%        
Number of securitizations | securitization       5        
Revolving line of credit, net                
Debt Instrument [Line Items]                
Line of Credit Facility, Additional Borrowing Capacity, Accordion Feature       $ 45,000        
Warehouse Facility                
Debt Instrument [Line Items]                
Issuances of notes payable $ 150,000   $ 150,000          
Notes Payable, Percentage of Note Classified as Recourse 10.00%              
Original Principal Balance       0        
Warehouse Facility | SOFR                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate 3.50%              
BMO Harris Bank | Revolving line of credit, net                
Debt Instrument [Line Items]                
Revolving credit facility, maximum borrowing capacity       $ 320,000     $ 320,000 $ 340,000
Revolving credit facility, minimum availability milestone             300,000  
Debt Instrument, Base Rate       7.50%   7.50%    
BMO Harris Bank | Revolving line of credit, net | SOFR                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate       3.50%   3.50%    
BMO Harris Bank | Revolving line of credit, net | Base Rate                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate       1.00%   1.00%    
BMO Harris Bank | Revolving line of credit, net | Credit Facility Balance, Under 300 Million                
Debt Instrument [Line Items]                
Revolving credit facility, minimum required available draw amount             20,000  
BMO Harris Bank | Revolving line of credit, net | Credit Facility Balance, At or Over 300 Million                
Debt Instrument [Line Items]                
Revolving credit facility, minimum required available draw amount             $ 50,000