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v3.25.2

Debt Facilities (Tables) | 3 Months Ended
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Jul. 31, 2025
Debt Instruments [Abstract] |
Summary of Debt Facilities | A summary of debt facilities is as follows:
(In thousands) | July 31, 2025 |  | April 30, 2025
Revolving line of credit | $ | 168,626 |  |  | $ | 208,322 |
Debt issuance costs | (4,232) |  |  | (3,553) |
Revolving line of credit, net | $ | 164,394 |  |  | $ | 204,769 |
Non-recourse notes payable - 2023-1 Issuance | $ | – |  |  | $ | 46,289 |
Non-recourse notes payable - 2023-2 Issuance | 73,142 |  |  | 92,949 |
Non-recourse notes payable - 2024-1 Issuance | 51,696 |  |  | 73,158 |
Non-recourse notes payable - 2024-2 Issuance | 155,426 |  |  | 194,139 |
Non-recourse notes payable - 2025-1 Issuance | 139,399 |  |  | 168,318 |
Non-recourse notes payable - 2025-2 Issuance | 193,690 |  |  | - |
Debt issuance costs - non-recourse notes payable | (2,603) |  |  | (2,843) |
Non-recourse notes payable, net | $ | 610,750 |  |  | $ | 572,010 |
Total debt | $ | 775,144 |  |  | $ | 776,779 |
Summary of Original Principal Balance and Weighted Average Fixed Coupon Rate | The original principal balance and weighted average fixed coupon rate for the outstanding securitizations are as follows:
| Original Principal Balance (in thousands) |  | Weighted Average Fixed Coupon Rate
2023-2 | $ | 360,300 |  |  | 8.80 | %
2024-1 | 250,000 |  |  | 9.50 | %
2024-2 | 300,000 |  |  | 7.44 | %
2025-1 | 200,000 |  |  | 6.49 | %
2025-2 | 216,000 |  |  | 6.27 | %

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- Definition Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 235 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B Reference 6: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69E -Publisher FASB -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 835 -SubTopic 30 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2 Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3 Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3 Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481112/505-10-50-8 Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 505 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481112/505-10-50-6 Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 505 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481112/505-10-50-7 + Details
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