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v3.25.2

Debt Facilities - Additional Information (Details) |  |  | 3 Months Ended
--- | --- | --- | ---
May 29, 2025 USD ($) | Jul. 12, 2024 USD ($) | Jul. 31, 2025 USD ($) notePayable | Jul. 31, 2024 USD ($)
Debt Instrument, Redemption [Line Items] |  |  |  |
Issuances of notes payable |  |  | $ 216,000,000 | $ 149,889,000
Notes Payable |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Number of series of asset-backed securities issued | notePayable |  |  | 6 |
Minimum of pool balance (in percent) |  |  | 2.00% |
Notes Payable | Class A Asset Backed Notes |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Debt instrument, base rate (in percent) | 5.55% |  |  |
Notes payable, issued principal | $ 165,200,000 |  |  |
Notes Payable | Class B Asset Back Notes |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Debt instrument, base rate (in percent) | 7.25% |  |  |
Notes payable, issued principal | $ 50,800,000 |  |  |
Weighted average life adjusted coupon | 6.27% |  |  |
Debt instrument, collateral amount | $ 363,000,000.0 |  |  |
Revolving Credit Facility |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Revolving credit facility, additional borrowing capacity |  |  | $ 20,800,000 |
Revolving Credit Facility | BMO Harris Bank |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Line of credit facility, maximum borrowing capacity |  |  | $ 350,000,000.0 |
Debt instrument, base rate (in percent) |  |  | 7.50% | 8.50%
Revolving Credit Facility | BMO Harris Bank | SOFR |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Warehouse facility accrues interest rate (in percent) |  |  | 3.50% | 3.50%
Revolving Credit Facility | BMO Harris Bank | Base Rate |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Warehouse facility accrues interest rate (in percent) |  |  | 1.00% | 1.00%
Warehouse Facility |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Issuances of notes payable |  | $ 150,000,000 |  | $ 150,000,000
Notes payable percentage of note classified as recourse |  | 10.00% |  |
Original principal balance |  |  | $ 0 |
Warehouse Facility | SOFR |  |  |  |
Debt Instrument, Redemption [Line Items] |  |  |  |
Warehouse facility accrues interest rate (in percent) |  | 3.50% |  |

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- Definition Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (b)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4 + Details
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