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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000318673-01-000002.txt : 20010409
<SEC-HEADER>0000318673-01-000002.hdr.sgml : 20010409
ACCESSION NUMBER:		0000318673-01-000002
CONFORMED SUBMISSION TYPE:	NT 10-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20001231
FILED AS OF DATE:		20010402

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SECURITY NATIONAL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000318673
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				870345941
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NT 10-K
		SEC ACT:		
		SEC FILE NUMBER:	000-09341
		FILM NUMBER:		1591717

	BUSINESS ADDRESS:	
		STREET 1:		5300 S 360 WEST STE 310
		STREET 2:		P.O. BOX 57250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84123
		BUSINESS PHONE:		8012641060

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 57250
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84123

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SNL FINANCIAL CORP
		DATE OF NAME CHANGE:	19910401
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-K
<SEQUENCE>1
<FILENAME>0001.txt
<TEXT>

<PAGE>

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 12b-25
                           NOTIFICATION OF LATE FILING

                         Commission File Number: 0-9341


(Check One)

         X        Form 10-K  and Form 10-KSB  Form 11-K

                  Form 20-F and Form 10-Q and Form 10-QSB  Form N-SAR

                  For period ended:  March 31, 2000

                  Transition Report on Form 10-K and Form 10-KSB

                  Transition Report on Form 20-F

                  Transition Report on Form 11-K

                  Transition Report on Form 10-Q and Form 10-QSB

                  Transition Report on Form N-SAR

                  For the Transition Period Ended:

                  Read Attached Instruction Sheet Before Preparing Form.
                  Please Print or Type.

Nothing  in this  form  shall be  construed  to imply  that the  Commission  has
verified any information contained herein.

If the notification relates to a portion of the filling checked above,  identify
the Item(s) to which the notification relates:

                                     PART I
                             REGISTRANT INFORMATION

Full name of registrant:            Security National Financial Corporation

Former Name if Applicable:

Address of Principal Executive Office (Street and Number)

                  5300 South 360 West, Suite 250
                  Salt Lake City, Utah 84123

                                     PART II
                             RULES 12b-25(b) AND (c)

If the subject report could not be filed without  unreasonable effort or expense
and the  registrant  seeks relief  pursuant to Rule  132b-25(b),  the  following
should be completed. (Check box if appropriate).

(a)  The reasons  described in reasonable  detail in Part III of this form could
     not be eliminated without unreasonable effort or expense:

X    (b) The subject annual report,  semi-annual  report,  transition  report on
     Form 10-K, Form 20-F, 11-K or form N-SAR, or portion thereof, will be filed
     on or before the fifteenth  calendar day following the prescribed due date;
     or the  subject  quarterly  report of  transition  report on Form 10-Q,  or
     portion thereof will be filed on or before the fifth calendar day following
     the prescribed due date; and

<PAGE>

(c)  The  accountant's  statement or other exhibit required by Rule 12(b)- 25(c)
     has been attached if applicable.

                                    PART III
                                    NARRATIVE

State below in reasonable detail the reasons why Forms 10-K, 11-K, 10-Q, N- SAR,
or the  transition  report or  portion  thereof,  could not be filed  within the
prescribed time period. (Attach extra sheets if needed.)

The Form 10-K cannot be completed  within the  requested  time period due to the
additional  time  required to complete the financial  statements of  registrant,
primarily  as a result of the change in  personnel  in  registrant's  accounting
department.

                                     PART IV
                                OTHER INFORMATION

(1)  Name  and  telephone  number  of  person  to  contact  in  regard  to  this
     notification

     Randall A. Mackey           801          264-1060
     ------------------         -----       ------------
         (name)              (area code)  (telephone number)

(2)  Have all other periodic  reports  required under Section 13 or 15(d) of the
     Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
     of 1940 during the  preceding 12 months (or for such  shorter)  period that
     the registrant was required to file such report(s) been filed? If answer is
     no, identify report(s).

                  X  Yes            [ ] No

(3)  Is it anticipated that any significant change in results of operations from
     the corresponding  period for the last fiscal year will be reflected by the
     earnings  statements  to be  included  in the  subject  report  or  portion
     thereof?

If so, attach an explanation of the  anticipated  change,  both  narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.

                  [ ] Yes           X  No

                     Security National Financial Corporation
                  (Name of Registrant as Specified in Charter)

Has  caused  this  notification  to be signed on its  behalf by the  undersigned
hereunto duly authorized.

Date:   March 31, 2001                  By:  Scott M. Quist
                                             Scott M. Quist
                                             First Vice President, General
                                             Counsel and Treasurer


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