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Statement of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities:      
Net earnings (loss) $ 1,298,758 $ (430,624) $ 3,773,880
Realized gains on investments and other assets (2,464,353) (1,615,418) (1,223,312)
Other than temporary impairments 840,735 673,981 326,000
Depreciation 2,814,585 2,917,513 2,801,417
Provision for losses on real estate accounts and loans receivable 1,644,171 (198,062) 2,804,620
Amortization of premiums and discounts (539,896) (19,505) (740,124)
Provision for deferred and other income taxes 524,868 (1,197,023) 1,570,989
Policy and pre-need acquisition costs deferred (6,806,486) (6,956,154) (7,754,706)
Policy and pre-need acquisition costs amortized 6,367,350 5,225,032 6,035,882
Value of business acquired amortized 1,141,978 719,827 1,124,606
Land and improvements held for sale (9,680) (108,296) (361,537)
Future life and other benefits 20,522,528 16,843,261 15,423,587
Receivables for mortgage loans sold (15,144,933) (23,957,088) (19,383,604)
Other operating assets and liabilities (3,860,964) (7,107,055) 11,831,350
Net cash provided by (used in) operating activities 6,865,825 (14,250,880) 17,172,104
Cash flows from investing activities:      
Purchase - fixed maturity securities (50,566,004) (8,251,365) (12,897,225)
Calls and maturities - fixed maturity securities 21,631,908 27,878,797 22,610,141
Purchase - equity securities (4,574,717) (5,462,028) (5,640,738)
Sales - equity securities 4,161,140 5,014,194 5,788,996
Purchases of short-term investments (70,895,829) (9,590,929) (20,784,977)
Sales of short-term investments 66,582,155 14,115,870 18,923,574
Sales (purchases) of restricted assets (338,310) (441,441) 1,552,830
Change in assets for perpetual care trusts (266,056) (282,605) (230,498)
Amount received for perpetual care trusts 129,350 97,553 108,190
Mortgage, policy, and other loans made (127,867,064) (102,328,203) (89,298,195)
Payments received for mortgage, policy, and other loans 103,865,163 97,675,289 83,312,074
Purchases of property and equipment (765,633) (859,988) (736,210)
Disposal of property and equipment 2,296,247   2,749
Purchases of real estate (441,444) (1,813,784) (801,297)
Sale of real estate 2,605,454 6,424,961 1,965,740
Cash Received for Reinsurance with North American Life 12,990,444    
Net cash provided by (used in) investing activities (41,453,196) 22,176,321 3,875,154
Cash flows from financing activities:      
Annuity contract receipts 7,967,701 8,428,798 9,101,675
Annuity contract withdrawals (13,910,925) (14,372,244) (13,920,526)
Repayment of bank loans and notes and contracts payable (1,957,389) (1,889,295) (1,633,714)
Proceeds from bank borrowings 3,615,085   4,955,000
Change in line of credit borrowings 16,400,000    
Net cash provided by (used in) financing activities 12,114,472 (7,832,741) (1,497,565)
Net change in cash and cash equivalents (22,472,899) 92,700 19,549,693
Cash and cash equivalents at beginning of year 39,556,503 39,463,803 19,914,110
Cash and cash equivalents at end of year 17,083,604 39,556,503 39,463,803
Mortgage loans foreclosed into real estate $ 9,228,249 $ 12,985,041 $ 24,441,490