3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended	6 Months Ended
Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Gross Investment Income	$ 7,083,459	$ 5,868,723	$ 14,118,145	$ 11,135,461
InvestmentIncomeInvestmentExpense	(945,561)	(1,151,365)	(1,926,200)	(2,147,655)
NetInvestmentIncome	6,137,898	4,717,358	12,191,945	8,987,806
Fixed Maturities
Gross Investment Income	1,943,272	1,986,480	3,853,617	3,739,257
Equity Securities
Gross Investment Income	68,146	59,000	131,723	126,986
Collateralized Mortgage Backed Securities
Gross Investment Income	2,075,430	1,699,220	4,212,006	2,986,433
Real Estate
Gross Investment Income	800,339	566,777	1,458,794	1,138,089
Policy, Student and other loans
Gross Investment Income	189,947	210,914	418,274	424,032
Short-term investments, principally gains on sale of mortgage loans
Gross Investment Income	$ 2,006,325	$ 1,346,332	$ 4,043,731	$ 2,720,664