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Statement of Cash Flows (USD $)
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities:    
Net cash provided by operating activities $ 24,431,101 $ 34,177,623
Cash flows from investing activities:    
Purchase-fixed maturity securities (7,752,826) (46,298,806)
Calls and maturities - fixed maturity securities 3,705,012 8,366,456
Purchase - equity securities (887,917) (3,477,093)
Sales - equity securities 1,445,020 3,457,030
Purchase of short-term investments (6,579,805) (32,008,356)
Sales of short-term investments 7,949,783 30,358,108
Purchase of restricted assets (285,626) (150,163)
Changes in assets for perpetual care trusts (139,322) (138,661)
Amount received for perpetual care trusts 82,529 55,590
Mortgage, policy, and other loans made (55,936,935) (64,347,843)
Payments received for mortgage, policy and other loans 62,940,253 52,272,804
Purchase of property and equipment (1,191,210) (298,209)
Disposal of property and equipment 14,768 2,250,000
Purchase of real estate (55,682) (218,836)
Sale of real estate 366,720 2,032,992
Reinsurance with North America Life   12,990,444
Cash paid for purchase of subsidiaries, net of cash received (180,591)  
Net cash provided by (used in) investing activities 3,494,171 (35,154,543)
Cash flows from financing activities:    
Annuity contract receipts 4,388,970 4,074,901
Annuity contract withdrawals (6,748,612) (7,246,850)
Repayment of bank loans on notes and contracts (772,358) (1,186,821)
Proceeds from borrowing on bank loans   3,559,026
Change in line of credit borrowings 3,600,000  
Net cash provided by (used in) financing activities 468,000 (799,744)
Net change in cash and cash equivalents 28,393,272 (1,776,664)
Cash and cash equivalents at beginning of period 17,083,604 39,556,503
Cash and cash equivalents at end of period 45,476,876 37,779,839
Mortgage loans foreclosed into real estate $ 11,527,488 $ 4,916,403