<SEC-DOCUMENT>0001096906-12-001594.txt : 20120525
<SEC-HEADER>0001096906-12-001594.hdr.sgml : 20120525
<ACCEPTANCE-DATETIME>20120525181305
ACCESSION NUMBER:		0001096906-12-001594
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20120413
FILED AS OF DATE:		20120525
DATE AS OF CHANGE:		20120525

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BECKSTEAD J. LYNN JR.
		CENTRAL INDEX KEY:			0001268843

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09341
		FILM NUMBER:		12872367

	MAIL ADDRESS:	
		STREET 1:		190 NORTH MATTERHORN DRIVE
		CITY:			ALPINE
		STATE:			UT
		ZIP:			84004

	FORMER NAME:	
		FORMER CONFORMED NAME:	BECKSTEAD JACK LYNN JR
		DATE OF NAME CHANGE:	20031103

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SECURITY NATIONAL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000318673
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				870345941
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157
		BUSINESS PHONE:		8012641060

	MAIL ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SNL FINANCIAL CORP
		DATE OF NAME CHANGE:	19910401
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
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<ownershipDocument>

    <schemaVersion>X0305</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2012-04-13</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000318673</issuerCik>
        <issuerName>SECURITY NATIONAL FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>SNFCA</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001268843</rptOwnerCik>
            <rptOwnerName>BECKSTEAD J. LYNN JR.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>190 NORTH MATTERHORN DRIVE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>ALPINE</rptOwnerCity>
            <rptOwnerState>UT</rptOwnerState>
            <rptOwnerZipCode>84004</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Vice President - Mortgage Oper</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
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                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>3.8</value>
                <footnoteId id="F1"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2003-03-21</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>23270</value>
                    <footnoteId id="F1"/>
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                <transactionPricePerShare>
                    <value>3.8</value>
                    <footnoteId id="F1"/>
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                <transactionAcquiredDisposedCode>
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            <exerciseDate>
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            <underlyingSecurity>
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            <transactionDate>
                <value>2004-12-10</value>
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                <equitySwapInvolved>0</equitySwapInvolved>
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                <transactionPricePerShare>
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            <exerciseDate>
                <value>2014-12-10</value>
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            <underlyingSecurity>
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            <transactionDate>
                <value>2005-03-25</value>
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                <equitySwapInvolved>0</equitySwapInvolved>
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            <transactionTimeliness>
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            <transactionAmounts>
                <transactionShares>
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                    <footnoteId id="F3"/>
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                <transactionPricePerShare>
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                    <footnoteId id="F3"/>
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                <transactionAcquiredDisposedCode>
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                </transactionAcquiredDisposedCode>
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            <exerciseDate>
                <value>2005-03-25</value>
            </exerciseDate>
            <expirationDate>
                <value>2015-03-25</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>49248</value>
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                    <value>49248</value>
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                <directOrIndirectOwnership>
                    <value>D</value>
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        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>3.17</value>
                <footnoteId id="F4"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2008-03-31</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
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            <transactionAmounts>
                <transactionShares>
                    <value>9724</value>
                    <footnoteId id="F4"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>3.17</value>
                    <footnoteId id="F4"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2009-03-31</value>
            </exerciseDate>
            <expirationDate>
                <value>2018-03-31</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>9724</value>
                    <footnoteId id="F4"/>
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            </underlyingSecurity>
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        <derivativeTransaction>
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            </securityTitle>
            <conversionOrExercisePrice>
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                <footnoteId id="F5"/>
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            <transactionDate>
                <value>2008-12-05</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
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            <transactionTimeliness>
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            <transactionAmounts>
                <transactionShares>
                    <value>24311</value>
                    <footnoteId id="F5"/>
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                <transactionPricePerShare>
                    <value>1.23</value>
                    <footnoteId id="F5"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
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                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2009-12-05</value>
            </exerciseDate>
            <expirationDate>
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            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
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                </underlyingSecurityTitle>
                <underlyingSecurityShares>
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                    <footnoteId id="F5"/>
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            <postTransactionAmounts>
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            <ownershipNature>
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        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
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            <conversionOrExercisePrice>
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                <footnoteId id="F6"/>
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            <transactionDate>
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            <transactionCoding>
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            <transactionTimeliness>
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                <transactionPricePerShare>
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            <exerciseDate>
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            <expirationDate>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
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                <underlyingSecurityShares>
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        <derivativeTransaction>
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            <transactionTimeliness>
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            <exerciseDate>
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            <expirationDate>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
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                <directOrIndirectOwnership>
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        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>1.24</value>
                <footnoteId id="F8"/>
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            <transactionDate>
                <value>2011-12-02</value>
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            <transactionTimeliness>
                <value></value>
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                <transactionShares>
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                    <footnoteId id="F8"/>
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                <transactionPricePerShare>
                    <value>1.24</value>
                    <footnoteId id="F8"/>
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                <transactionAcquiredDisposedCode>
                    <value>A</value>
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            <exerciseDate>
                <value>2012-03-31</value>
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            <expirationDate>
                <value>2021-12-02</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
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                    <footnoteId id="F8"/>
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                    <value>18900</value>
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                <directOrIndirectOwnership>
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        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>1.56</value>
                <footnoteId id="F9"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2012-04-13</value>
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                <transactionCode>A</transactionCode>
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            <transactionTimeliness>
                <value></value>
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                <transactionShares>
                    <value>18000</value>
                    <footnoteId id="F9"/>
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                    <value>1.56</value>
                    <footnoteId id="F9"/>
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                <transactionAcquiredDisposedCode>
                    <value>A</value>
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            <exerciseDate>
                <value>2012-09-30</value>
                <footnoteId id="F9"/>
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            <expirationDate>
                <value>2022-04-13</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
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                    <footnoteId id="F9"/>
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                    <footnoteId id="F9"/>
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    <footnotes>
        <footnote id="F1">This option was originally reported as an option for 15,000 shares of Class A Common Stock at an exercise price of $5.90 per share, but adjusted pursuant to the anti-dilution provisions of the 1993 Stock Option Plan to reflect 5% stock dividends paid on January 19, 2004, February 7, 2005, February 17, 2006, February 9, 2007, February 8, 2008, February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F2">This option was originally reported as an option for 5,000 shares of Class A Common Stock at an exercise price of $3.23 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2005, February 17, 2006, February 9, 2007, February 8, 2008, February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F3">This option was originally reported as an option for 35,000 shares of Class A Common Stock at an exercise price of $3.51 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 17, 2006, February 9, 2007, February 8, 2008, February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F4">This option was originally reported as an option for 8,000 shares of Class A Common Stock at an exercise price of $3.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009 February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F5">This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $1.50 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009 February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F6">This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F7">This option was originally reported as an option for 20,000 shares of Class A Common Stock at an exercise price of $1.83 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 4, 2011 and February 3, 2012.</footnote>
        <footnote id="F8">This option was granted on December 2, 2011 as an option for 18,000 shares of Class A Common Stock at an exercise price of $1.30 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect a 5% stock dividend paid on February 3, 2012. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 31, 2012, until such shares are fully vested.</footnote>
        <footnote id="F9">This option was granted on April 13, 2012 as an option for 18,000 shares of Class A Common Stock at an exercise price of $1.56 per share. This option vests in four equal quarterly installments of Class A Common Stock, beginning on September 30, 2012, until such shares are fully vested.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/Jack Lynn Beckstead Jr.</signatureName>
        <signatureDate>2012-05-25</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
