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20) Mortgage Servicing Rights: Schedule of mortgage servicing rights (Tables)
 12 Months Ended
Dec. 31, 2012
Tables/Schedules  
Schedule of mortgage servicing rights

The Company did not have MSRs before the year ended December 31, 2012. The following table presents the MSR activity for 2012.

December 31, 2012

Amortized cost:

Balance before valuation allowance at beginning of year

 $                    -

MSRs received as proceeds from loan sales

           2,797,470

Amortization

                       -

Application of valuation allowance to write down MSRs    with other than temporary impairment

                       -

Balance before valuation allowance at year end

 $        2,797,470

Valuation allowance for impairment of MSRs:

Balance at beginning of year

 $                    -

Additions

                       -

Application of valuation allowance to write down MSRs    with other than temporary impairment

                       -

Balance at year end

 $                    -

Mortgage servicing rights, net

 $        2,797,470

Estimated fair value of MSRs at year end

$        2,797,470