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3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses, Beginning Balance $ 4,239,861 $ 4,881,173
Allowance for credit losses, Charge-offs (52,657) (1,075,141)
Allowance for credit losses, Provision 63,038 433,829
Financing Receivable, Allowance for Credit Losses, Ending Balance 4,250,242 4,239,861
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment 651,752 692,199
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment 3,598,490 3,547,662
Mortgage loans 84,283,286 88,702,066
Financing Receivable, Individually Evaluated for Impairment 3,628,251 6,038,643
Financing Receivable, Collectively Evaluated for Impairment 80,655,035 82,663,423
Commercial Loan
   
Mortgage loans 33,727,560 34,956,031
Financing Receivable, Collectively Evaluated for Impairment 33,727,560 34,956,031
Residential Mortgage
   
Financing Receivable, Allowance for Credit Losses, Beginning Balance 4,193,674 4,338,805
Allowance for credit losses, Charge-offs (52,657) (560,699)
Allowance for credit losses, Provision 63,038 415,568
Financing Receivable, Allowance for Credit Losses, Ending Balance 4,204,055 4,193,674
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment 651,752 692,199
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment 3,552,303 3,501,475
Mortgage loans 49,359,697 50,584,923
Financing Receivable, Individually Evaluated for Impairment 3,628,251 4,692,517
Financing Receivable, Collectively Evaluated for Impairment 45,731,446 45,892,406
Residential Construction
   
Financing Receivable, Allowance for Credit Losses, Beginning Balance   542,368
Allowance for credit losses, Charge-offs   (514,442)
Allowance for credit losses, Provision   18,261
Financing Receivable, Allowance for Credit Losses, Ending Balance 46,187 46,187
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment 46,187 46,187
Mortgage loans 1,196,029 3,161,112
Financing Receivable, Individually Evaluated for Impairment   1,346,126
Financing Receivable, Collectively Evaluated for Impairment $ 1,196,029 $ 1,814,986