3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended	6 Months Ended
Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Gross investment income	$ 7,038,036	$ 6,948,756	$ 13,585,001	$ 13,882,519
Investment Income, Investment Expense	(2,011,992)	(1,383,384)	(3,557,940)	(2,732,101)
Net Investment Income	5,026,044	5,565,372	10,027,061	11,150,418
Fixed Maturities
Gross investment income	2,056,804	1,943,272	4,009,843	3,853,617
Equity Securities
Gross investment income	38,729	68,146	104,489	131,723
Mortgage loans on real estate
Gross investment income	1,011,446	1,491,924	2,051,221	3,091,896
Real Estate
Gross investment income	1,363,662	1,249,142	2,441,324	2,343,277
Policy, Student and other loans
Gross investment income	196,096	189,947	399,231	418,275
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 2,371,299	$ 2,006,325	$ 4,578,893	$ 4,043,731