3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended	9 Months Ended
Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Gross investment income	$ 7,860,078	$ 7,088,695	$ 21,447,280	$ 20,972,139
Investment Income, Investment Expense	(2,606,031)	(1,517,744)	(6,166,172)	(4,250,770)
Net Investment Income	5,254,047	5,570,951	15,281,108	16,721,369
Fixed Maturities
Gross investment income	2,131,804	1,949,665	6,141,648	5,803,282
Equity Securities
Gross investment income	53,123	65,839	157,612	197,563
Mortgage loans on real estate
Gross investment income	1,151,536	1,404,396	3,189,020	4,492,457
Real Estate
Gross investment income	2,048,994	1,282,918	4,492,517	3,627,574
Policy, Student and other loans
Gross investment income	211,387	192,197	610,618	610,472
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 2,263,234	$ 2,193,680	$ 6,855,865	$ 6,240,791