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8): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)
Sep. 30, 2013
Dec. 31, 2012
Available-for-sale Securities $ 5,129,640 $ 5,405,112
Restricted assets of cemeteries and mortuaries 647,242 585,412
Cemetery perpetual care trust investments 634,657 626,048
Derivatives - interest rate lock commitments 2,719,681 3,127,689
Assets, Fair Value Disclosure 9,131,220 9,744,261
Policyholder account balances (48,232,865) (49,746,337)
Future policy benefits - annuities (64,775,274) (65,171,687)
Derivatives - bank loan interest rate swaps (65,881) (93,572)
Derivatives - bank loan interest rate swaps, Call Options (129,110) (126,215)
Derivatives - bank loan interest rate swaps, Interest rate lock commitments (855,315) (166,224)
Liabilities accounted for at fair value (114,058,445) (115,304,035)
Non-redeemable preferred stock   18,795
Trading Securities, Equity   5,386,317
Fair Value, Inputs, Level 1
   
Available-for-sale Securities 5,129,640 5,405,112
Restricted assets of cemeteries and mortuaries 647,242 585,412
Cemetery perpetual care trust investments 634,657 626,048
Assets, Fair Value Disclosure 6,411,539 6,616,572
Derivatives - bank loan interest rate swaps, Call Options (129,110) (126,215)
Liabilities accounted for at fair value (129,110) (126,215)
Non-redeemable preferred stock   18,795
Trading Securities, Equity   5,386,317
Fair Value, Inputs, Level 3
   
Derivatives - interest rate lock commitments 2,719,681 3,127,689
Assets, Fair Value Disclosure 2,719,681 3,127,689
Policyholder account balances (48,232,865) (49,746,337)
Future policy benefits - annuities (64,775,274) (65,171,687)
Derivatives - bank loan interest rate swaps (65,881) (93,572)
Derivatives - bank loan interest rate swaps, Interest rate lock commitments (855,315) (166,224)
Liabilities accounted for at fair value $ (113,929,335) $ (115,177,820)