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11) Derivative Investments: Schedule of Gains and Losses on Derivatives (Details) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Details        
Gain (Loss) on Derivatives, Interest Rate Lock Commitments $ (1,616,310) $ (3,313,971) $ (1,097,099) $ (412,438)
Gain (Loss) on Derivatives, Interest Rate Swaps 5,890 4,746 27,691 14,779
GainLossOnDerivativesSubTotal (1,610,420) (3,309,225) (1,069,408) (397,659)
TaxEffect-GainLossOnDerivatives (628,356) (1,125,137) (270,380) (137,421)
Gain (Loss) on Derivatives, Total $ (982,064) $ (2,184,088) $ (799,028) $ (260,238)