16) Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details) (USD $)	12 Months Ended
Dec. 31, 2013	Dec. 31, 2012
Policyholder Account Balances
Fair Value Balance	$ (49,746,337)	$ (50,926,020)
Fair Value, Losses (Gains) included in earnings	1,745,669	1,179,683
Fair Value Balance	(48,000,668)	(49,746,337)
Future Policy Benefits - Annuities
Fair Value Balance	(65,171,687)	(65,281,586)
Fair Value, Losses (Gains) included in earnings	118,759	109,899
Fair Value Balance	(65,052,928)	(65,171,687)
Interest Rate Lock Commitments
Fair Value Balance	2,961,465	1,694,541
Fair Value, Losses (Gains) included in other comprehensive income	(1,473,557)	1,266,924
Fair Value Balance	1,487,908	2,961,465
Bank Loan Interest Rate Swaps
Fair Value Balance	(93,572)	(117,812)
Fair Value, Losses (Gains) included in other comprehensive income	35,262	24,240
Fair Value Balance	$ (58,310)	$ (93,572)

16) Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details) (USD $)

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Policyholder Account Balances

Fair Value Balance

$ (49,746,337)

$ (50,926,020)

Fair Value, Losses (Gains) included in earnings

1,745,669

1,179,683

Fair Value Balance

(48,000,668)