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17) Accumulated Other Comprehensive Income: Schedule of Changes in accumulated other comprehensive income (Tables)
12 Months Ended
Dec. 31, 2013
Tables/Schedules  
Schedule of Changes in accumulated other comprehensive income

 

 

 

December 31

 

 

 2013

 

 2012

 Unrealized losses on available for-sale securities

 

 $        (12,299)

 

 $         (28,700)

 Reclassification adjustment for net realized gains in net income

 

          538,311

 

            386,328

 Net unrealized gains before taxes

 

          526,012

 

            357,628

 Tax (expense) benefit

 

         (221,221)

 

              70,120

 Net

 

          304,791

 

            427,748

 Potential unrealized gains for derivative bank loans (interest rate swaps) before taxes

 

            35,262

 

              24,240

 Tax expense

 

             (9,073)

 

              (8,242)

 Net

 

            26,189

 

              15,998

 Potential unrealized gains (losses) for derivative mortgage loans before taxes

 

      (1,473,557)

 

         1,266,924

 Tax (expense) benefit

 

          426,614

 

          (430,754)

 Net

 

      (1,046,943)

 

            836,170

 Other comprehensive income (loss) changes

 

 $      (715,963)

 

 $      1,279,916