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10) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables) | 9 Months Ended
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Sep. 30, 2014
Tables/Schedules |
Schedule of Gains and Losses on Derivatives |
|  | Net Amount Gain (Loss) Recognized in OCI |  | Net Amount Gain (Loss) Recognized in OCI
|  | Three Months Ended September 30 |  | Nine Months Ended September 30
Derivative - Cash Flow Hedging Relationships: |  | 2014 |  | 2013 |  | 2014 |  | 2013
Interest Rate Lock Commitments |  | $ (713,276) |  | $ (1,616,310) |  | $ 525,136 |  | $ (1,097,099)
Interest Rate Swaps |  | 9,655 |  | 5,890 |  | 21,955 |  | 27,691
Sub Total |  | (703,621) |  | (1,610,420) |  | 547,091 |  | (1,069,408)
Tax Effect |  | (274,412) |  | (628,356) |  | 213,366 |  | (270,380)
Total |  | $ (429,209) |  | $ (982,064) |  | $ 333,725 |  | $ (799,028)

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