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<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://securitynational.com/20140930"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:label='fil_BalanceBeforeValuationAllowanceAtYearEnd'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance before valuation allowance at year end</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:to='lab_fil_BalanceBeforeValuationAllowanceAtYearEnd'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AmountsAccruedForLoanLosses' xlink:label='fil_AmountsAccruedForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmountsAccruedForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amounts accrued for loan losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmountsAccruedForLoanLosses' xlink:to='lab_fil_AmountsAccruedForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfOutstandingCallOptions' xlink:label='fil_FairValueOfOutstandingCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfOutstandingCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair value of outstanding call options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfOutstandingCallOptions' xlink:to='lab_fil_FairValueOfOutstandingCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:label='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Losses (Gains) included in other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:to='lab_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyholderAccountBalances1Member' xlink:label='fil_PolicyholderAccountBalances1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderAccountBalances1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policyholder Account Balances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderAccountBalances1Member' xlink:to='lab_fil_PolicyholderAccountBalances1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized compensation expense related to the options issued in December 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:to='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember' xlink:label='us-gaap_NonperformingFinancingReceivableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NonperformingFinancingReceivableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonperforming Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NonperformingFinancingReceivableMember' xlink:to='lab_us-gaap_NonperformingFinancingReceivableMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Acquired with Deteriorated Credit Quality</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Acquired with Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:to='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_RestrictedAssetsDomain' xlink:label='fil_RestrictedAssetsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Restricted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsDomain' xlink:to='lab_fil_RestrictedAssetsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GrossInvestmentIncome' xlink:label='fil_GrossInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossInvestmentIncome' xlink:to='lab_fil_GrossInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DueIn2015Through2018Member' xlink:label='fil_DueIn2015Through2018Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2015Through2018Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>DueIn2015Through2018Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2015Through2018Member' xlink:to='lab_fil_DueIn2015Through2018Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ResidentialMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ResidentialMortgageMember' xlink:to='lab_us-gaap_ResidentialMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock' xlink:label='us-gaap_StockholdersEquityNoteDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>5) Capital Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityNoteDisclosureTextBlock' xlink:to='lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ChangeInLineOfCreditBorrowings' xlink:label='fil_ChangeInLineOfCreditBorrowings'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInLineOfCreditBorrowings' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Change in line of credit borrowings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInLineOfCreditBorrowings' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Change in line of credit borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangeInLineOfCreditBorrowings' xlink:to='lab_fil_ChangeInLineOfCreditBorrowings'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds' xlink:label='us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WithdrawalFromContractHoldersFunds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Annuity contract withdrawals</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WithdrawalFromContractHoldersFunds' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Annuity contract withdrawals</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WithdrawalFromContractHoldersFunds' xlink:to='lab_us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Payments received for mortgage, policy and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net unrealized gains (losses) on derivative instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:label='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated depreciation on real estate held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:to='lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Liabilities and Stockholders&apos; Equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total Liabilities and Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherLiabilities' xlink:label='us-gaap_OtherLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other liabilities and accrued expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherLiabilities' xlink:to='lab_us-gaap_OtherLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities and Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtSecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtSecuritiesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtSecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Fixed Maturity Securities Held To Maturity [Domain]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtSecuritiesDomain' xlink:to='lab_us-gaap_MajorTypesOfDebtSecuritiesDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FuturePolicyBenefitsAnnuities' xlink:label='fil_FuturePolicyBenefitsAnnuities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FuturePolicyBenefitsAnnuities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future policy benefits - annuities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FuturePolicyBenefitsAnnuities' xlink:to='lab_fil_FuturePolicyBenefitsAnnuities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:label='fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average contractual term of options outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:to='lab_fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansDuringPeriod' xlink:label='fil_MortgageLoansDuringPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansDuringPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans during period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansDuringPeriod' xlink:to='lab_fil_MortgageLoansDuringPeriod'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_InForeclosureMember' xlink:label='fil_InForeclosureMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InForeclosureMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>In Foreclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InForeclosureMember' xlink:to='lab_fil_InForeclosureMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TotalMember' xlink:label='fil_TotalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalMember' xlink:to='lab_fil_TotalMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TimeDurationDomain' xlink:label='fil_TimeDurationDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Duration {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Time Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeDurationDomain' xlink:to='lab_fil_TimeDurationDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ShortTermInvestmentsAtAmortizedCost' xlink:label='fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestmentsAtAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments at amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestmentsAtAmortizedCost' xlink:to='lab_fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AsOfDecember312013Member' xlink:label='fil_AsOfDecember312013Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfDecember312013Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AsOfDecember312013Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfDecember312013Member' xlink:to='lab_fil_AsOfDecember312013Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfImpairedMortgageLoans' xlink:label='fil_ScheduleOfImpairedMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Mortgage Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfImpairedMortgageLoans' xlink:to='lab_fil_ScheduleOfImpairedMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireRealEstate' xlink:label='us-gaap_PaymentsToAcquireRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of real estate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRealEstate' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireRealEstate' xlink:to='lab_us-gaap_PaymentsToAcquireRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:label='us-gaap_PaymentsToAcquireLoansHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage, policy, and other loans made</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Mortgage, policy, and other loans made</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:to='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Calls and maturities - fixed maturity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ExerciseOfStockOptions' xlink:label='fil_ExerciseOfStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ExerciseOfStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ExerciseOfStockOptions' xlink:to='lab_fil_ExerciseOfStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquityComponentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Component</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquityComponentDomain' xlink:to='lab_us-gaap_EquityComponentDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PremiumsEarnedNet' xlink:label='us-gaap_PremiumsEarnedNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PremiumsEarnedNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Insurance premiums and other considerations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PremiumsEarnedNet' xlink:to='lab_us-gaap_PremiumsEarnedNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury stock at cost - 994,434 Class A shares in 2014 and 1,141,021 Class A shares in 2013</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Treasury stock at cost - 994,434 Class A shares in 2014 and 1,141,021 Class A shares in 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockValue' xlink:to='lab_us-gaap_TreasuryStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments' xlink:label='us-gaap_Investments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Investments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Investments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Investments' xlink:to='lab_us-gaap_Investments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:label='us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity securities, available for sale, at estimated fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassAMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class A Common Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassAMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class A Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassAMember' xlink:to='lab_fil_ClassAMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementClassOfStockAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='lab_us-gaap_StatementClassOfStockAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MsrsProceedsFromLoanSales' xlink:label='fil_MsrsProceedsFromLoanSales'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MsrsProceedsFromLoanSales' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>MSRs proceeds from loan sales</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MsrsProceedsFromLoanSales' xlink:to='lab_fil_MsrsProceedsFromLoanSales'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CarryingValue' xlink:label='fil_CarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Carrying Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CarryingValue' xlink:to='lab_fil_CarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OtherLoansMember' xlink:label='fil_OtherLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>OtherLoansMember</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherLoansMember' xlink:to='lab_fil_OtherLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 1</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel1Member' xlink:to='lab_us-gaap_FairValueInputsLevel1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:label='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SegmentReportingInformationIncomeLossBeforeIncomeTaxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:to='lab_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageMember' xlink:label='fil_MortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageMember' xlink:to='lab_fil_MortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LoanLossReserveProvisionsForLosses' xlink:label='fil_LoanLossReserveProvisionsForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveProvisionsForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, Provisions for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserveProvisionsForLosses' xlink:to='lab_fil_LoanLossReserveProvisionsForLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:label='fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities on deposit for regulatory authorities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:to='lab_fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyStudentAndOtherLoansMember' xlink:label='fil_PolicyStudentAndOtherLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyStudentAndOtherLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policy, Student and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyStudentAndOtherLoansMember' xlink:to='lab_fil_PolicyStudentAndOtherLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Gross Unrealized Losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:label='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross Unrealized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:to='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:label='fil_ScheduleOfGainsAndLossesOnDerivatives'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Gains and Losses on Derivatives</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:to='lab_fil_ScheduleOfGainsAndLossesOnDerivatives'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:label='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:to='lab_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:label='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Major categories of net investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:to='lab_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>6) Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:label='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>4) Stock-based Compensation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:to='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by operating activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract' xlink:label='us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfStockholdersEquityAbstract' xlink:to='lab_us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net unrealized gains (losses) on available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpense' xlink:to='lab_us-gaap_InterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CostOfFundingMortgageLoans' xlink:label='fil_CostOfFundingMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CostOfFundingMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Costs related to funding mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CostOfFundingMortgageLoans' xlink:to='lab_fil_CostOfFundingMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:label='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of deferred policy and pre-need acquisition costs and value of business acquired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:to='lab_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenue' xlink:label='us-gaap_DeferredRevenue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredRevenue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred pre-need cemetery and mortuary contract revenues</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredRevenue' xlink:to='lab_us-gaap_DeferredRevenue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InventoryLandHeldForSale' xlink:label='us-gaap_InventoryLandHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InventoryLandHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery land and improvements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InventoryLandHeldForSale' xlink:to='lab_us-gaap_InventoryLandHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalLiabilities' xlink:label='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed - Total Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalLiabilities' xlink:to='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TaxEffectGainLossOnDerivatives' xlink:label='fil_TaxEffectGainLossOnDerivatives'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TaxEffectGainLossOnDerivatives' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>TaxEffect-GainLossOnDerivatives</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TaxEffectGainLossOnDerivatives' xlink:to='lab_fil_TaxEffectGainLossOnDerivatives'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfLiabilityDerivativesCallOptions' xlink:label='fil_FairValueOfLiabilityDerivativesCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesCallOptions' xlink:to='lab_fil_FairValueOfLiabilityDerivativesCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a nonrecurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecuritiesEquity' xlink:label='us-gaap_TradingSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TradingSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Securities, Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TradingSecuritiesEquity' xlink:to='lab_us-gaap_TradingSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DerivativesInterestRateLockCommitments' xlink:label='fil_DerivativesInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - interest rate lock commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesInterestRateLockCommitments' xlink:to='lab_fil_DerivativesInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurements, Fair Value Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:label='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted weighted-average shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:to='lab_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PerShareSharesCancelled' xlink:label='fil_PerShareSharesCancelled'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesCancelled' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares cancelled</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesCancelled' xlink:to='lab_fil_PerShareSharesCancelled'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TotalIntrinsicValue' xlink:label='fil_TotalIntrinsicValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalIntrinsicValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total intrinsic value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalIntrinsicValue' xlink:to='lab_fil_TotalIntrinsicValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PastDue30To59DaysMember' xlink:label='fil_PastDue30To59DaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue30To59DaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 30 to 59 days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue30To59DaysMember' xlink:to='lab_fil_PastDue30To59DaysMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AllowanceForCreditLossesProvision' xlink:label='fil_AllowanceForCreditLossesProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for credit losses, Provision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForCreditLossesProvision' xlink:to='lab_fil_AllowanceForCreditLossesProvision'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:label='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale allowance for doubtful accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:to='lab_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Types of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Industrial, miscellaneous and all other equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:to='lab_fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:label='us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScenarioUnspecifiedDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Scenario, Unspecified</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='lab_us-gaap_ScenarioUnspecifiedDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock' xlink:label='us-gaap_FairValueDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>8): Fair Value of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueDisclosuresTextBlock' xlink:to='lab_us-gaap_FairValueDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:label='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>2) Recent Accounting Pronouncements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:to='lab_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non Cash Investing and Financing Activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SalesOfRealEstate' xlink:label='us-gaap_SalesOfRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesOfRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sale of real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesOfRealEstate' xlink:to='lab_us-gaap_SalesOfRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:label='us-gaap_PaymentsToAcquireHeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase-fixed maturity securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase-fixed maturity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:to='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquity' xlink:to='lab_us-gaap_StockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract' xlink:label='us-gaap_BenefitsLossesAndExpensesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpensesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Benefits and expenses:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='lab_us-gaap_BenefitsLossesAndExpensesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Par Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:label='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for doubtful accounts on policy and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:to='lab_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CemeteryPerpetualCareTrustInvestments' xlink:label='fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care trust investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareTrustInvestments' xlink:to='lab_fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedInvestments' xlink:label='us-gaap_RestrictedInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RestrictedInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RestrictedInvestments' xlink:to='lab_us-gaap_RestrictedInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermInvestments' xlink:label='us-gaap_ShortTermInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShortTermInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShortTermInvestments' xlink:to='lab_us-gaap_ShortTermInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyAndOtherLoansReceivableNet1' xlink:label='fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyAndOtherLoansReceivableNet1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policy and other loans, net of allowances for doubtful accounts of $583,498 and $269,175 for 2014 and 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyAndOtherLoansReceivableNet1' xlink:to='lab_fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed maturity securities, held to maturity, at amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecurities' xlink:to='lab_us-gaap_HeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract' xlink:label='us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfFinancialPositionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance Sheet</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfFinancialPositionAbstract' xlink:to='lab_us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoanSettlementsDomain' xlink:label='fil_MortgageLoanSettlementsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoanSettlementsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loan Settlements {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoanSettlementsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Mortgage Loan Settlements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoanSettlementsDomain' xlink:to='lab_fil_MortgageLoanSettlementsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansOnRealEstate1' xlink:label='fil_MortgageLoansOnRealEstate1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Mortgage loans on real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstate1' xlink:to='lab_fil_MortgageLoansOnRealEstate1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SegmentReportingInformationIntersegmentRevenue1' xlink:label='fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SegmentReportingInformationIntersegmentRevenue1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SegmentReportingInformationIntersegmentRevenue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SegmentReportingInformationIntersegmentRevenue1' xlink:to='lab_fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:label='fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average contractual term of options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:to='lab_fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SharesGranted' xlink:label='fil_SharesGranted'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesGranted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Granted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesGranted' xlink:to='lab_fil_SharesGranted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:label='us-gaap_FinancingReceivableByCreditQualityIndicatorDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, by Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:to='lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Related Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GrossRealizedLosses' xlink:label='fil_GrossRealizedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross Realized Losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedLosses' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Gross Realized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossRealizedLosses' xlink:to='lab_fil_GrossRealizedLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ContractualMaturityDomain' xlink:label='fil_ContractualMaturityDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contractual Maturity {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContractualMaturityDomain' xlink:to='lab_fil_ContractualMaturityDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleOther' xlink:label='us-gaap_LoansHeldForSaleOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansHeldForSaleOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Held-for-sale, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansHeldForSaleOther' xlink:to='lab_us-gaap_LoansHeldForSaleOther'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AvailableForSaleSecuritiesGrossUnrealizedLosses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>AvailableForSaleSecuritiesGrossUnrealizedLosses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:to='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:label='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of loan loss reserve which is included in other liabilities and accrued expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:to='lab_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock' xlink:label='us-gaap_GainLossOnInvestmentsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Investments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Gain (Loss) on Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsTextBlock' xlink:to='lab_us-gaap_GainLossOnInvestmentsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:label='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Unrealized Loss on Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock' xlink:label='us-gaap_SegmentReportingDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SegmentReportingDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>7) Business Segments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SegmentReportingDisclosureTextBlock' xlink:to='lab_us-gaap_SegmentReportingDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CashReceivedFromReinsurance' xlink:label='fil_CashReceivedFromReinsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashReceivedFromReinsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash received from reinsurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashReceivedFromReinsurance' xlink:to='lab_fil_CashReceivedFromReinsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment' xlink:label='us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Disposal of property and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment' xlink:to='lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:label='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sales of short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:to='lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageFeeIncome' xlink:label='fil_MortgageFeeIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageFeeIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage fee income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageFeeIncome' xlink:to='lab_fil_MortgageFeeIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares' xlink:label='us-gaap_TreasuryStockShares'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockShares' xlink:to='lab_us-gaap_TreasuryStockShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesIssued' xlink:to='lab_us-gaap_CommonStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:label='fil_EstimatedFairValueOfMsrsAtEndOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimated fair value of MSRs at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:to='lab_fil_EstimatedFairValueOfMsrsAtEndOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to fund new residential construction loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:to='lab_fil_CommitmentsToFundNewResidentialConstructionLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Interest rate lock and forward sales commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:to='lab_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FuturePolicyBenefitsAnnuities1Member' xlink:label='fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FuturePolicyBenefitsAnnuities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future Policy Benefits - Annuities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FuturePolicyBenefitsAnnuities1Member' xlink:to='lab_fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 2</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel2Member' xlink:to='lab_us-gaap_FairValueInputsLevel2Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:label='fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aggregated intrinsic value of options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:to='lab_fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SharesExercised' xlink:label='fil_SharesExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesExercised' xlink:to='lab_fil_SharesExercised'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CemeteriesAndMortuariesMember' xlink:label='fil_CemeteriesAndMortuariesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteriesAndMortuariesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemeteries and mortuaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteriesAndMortuariesMember' xlink:to='lab_fil_CemeteriesAndMortuariesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DueIn2019Through2023Member' xlink:label='fil_DueIn2019Through2023Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2019Through2023Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>DueIn2019Through2023Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2019Through2023Member' xlink:to='lab_fil_DueIn2019Through2023Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansOnRealEstateAndConstruction' xlink:label='fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstruction' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateAndConstruction' xlink:to='lab_fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US States and Political Subdivisions Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:to='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:label='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of stock inventive plan changes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:label='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Allowance for loan losses as a contra-asset account</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:to='lab_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TableTextBlockSupplementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tables/Schedules</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='lab_us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PolicyTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='lab_us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansForeclosedIntoRealEstate' xlink:label='fil_MortgageLoansForeclosedIntoRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansForeclosedIntoRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans foreclosed into real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansForeclosedIntoRealEstate' xlink:to='lab_fil_MortgageLoansForeclosedIntoRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase - equity securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase - equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings before income taxes</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Earnings before income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherExpenses' xlink:label='us-gaap_OtherExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherExpenses' xlink:to='lab_us-gaap_OtherExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in future policy benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:to='lab_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:label='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Realized gains on investments and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:to='lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding' xlink:label='us-gaap_CommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesOutstanding' xlink:to='lab_us-gaap_CommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts' xlink:label='us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredPolicyAcquisitionCosts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred policy and pre-need contract acquisition costs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredPolicyAcquisitionCosts' xlink:to='lab_us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsAbstract' xlink:to='lab_us-gaap_AssetsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_InitialSettlementAmountPaid' xlink:label='fil_InitialSettlementAmountPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InitialSettlementAmountPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Initial Settlement Amount Paid</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InitialSettlementAmountPaid' xlink:to='lab_fil_InitialSettlementAmountPaid'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:to='lab_fil_FairValueOfLiabilityDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_NonRedeemablePreferredStock' xlink:label='fil_NonRedeemablePreferredStock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonRedeemablePreferredStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-redeemable preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonRedeemablePreferredStock' xlink:to='lab_fil_NonRedeemablePreferredStock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DerivativesBankLoanInterestRateSwaps' xlink:label='fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwaps' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TotalResidentialMortgageMember' xlink:label='fil_TotalResidentialMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalResidentialMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Residential Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalResidentialMortgageMember' xlink:to='lab_fil_TotalResidentialMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansAllowanceForLoanLosses' xlink:label='fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansAllowanceForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans, Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansAllowanceForLoanLosses' xlink:to='lab_fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CurrentMember' xlink:label='fil_CurrentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CurrentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CurrentMember' xlink:to='lab_fil_CurrentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense' xlink:label='us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInvestmentExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment Income, Investment Expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInvestmentExpense' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Investment Income, Investment Expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentIncomeInvestmentExpense' xlink:to='lab_us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:label='fil_AverageMarketValueOfSecurityOverInitialInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Average Market Value of Security over initial investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:to='lab_fil_AverageMarketValueOfSecurityOverInitialInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_NoOfInvestmentPositions' xlink:label='fil_NoOfInvestmentPositions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NoOfInvestmentPositions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>No. of Investment Positions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NoOfInvestmentPositions' xlink:to='lab_fil_NoOfInvestmentPositions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LessThan12MonthsMember' xlink:label='fil_LessThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LessThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LessThan12MonthsMember' xlink:to='lab_fil_LessThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockMember' xlink:to='lab_us-gaap_CommonStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortized Cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock' xlink:label='us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of assets acquired and liabilities assumed</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Classified by Contractual Maturity Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:to='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquitySecuritiesMember' xlink:to='lab_us-gaap_EquitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:label='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>3) Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net change in cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net change in cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepaymentsOfBankDebt' xlink:label='us-gaap_RepaymentsOfBankDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfBankDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Repayment of bank loans on notes and contracts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfBankDebt' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Repayment of bank loans on notes and contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RepaymentsOfBankDebt' xlink:to='lab_us-gaap_RepaymentsOfBankDebt'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ReverseStockSplitTrueUp' xlink:label='fil_ReverseStockSplitTrueUp'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReverseStockSplitTrueUp' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reverse stock split true up</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReverseStockSplitTrueUp' xlink:to='lab_fil_ReverseStockSplitTrueUp'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherIncome' xlink:label='us-gaap_OtherIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherIncome' xlink:to='lab_us-gaap_OtherIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than temporary impairments on investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Other than temporary impairments on investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RevenuesAbstract' xlink:label='us-gaap_RevenuesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RevenuesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenues:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RevenuesAbstract' xlink:to='lab_us-gaap_RevenuesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsAccumulatedDeficit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsAccumulatedDeficit' xlink:to='lab_us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:label='us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:to='lab_us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRightsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRightsNet' xlink:to='lab_fil_MortgageServicingRightsNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassBMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class B Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassBMember' xlink:to='lab_fil_ClassBMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonClassCMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class C Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonClassCMember' xlink:to='lab_us-gaap_CommonClassCMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_Amortization' xlink:label='fil_Amortization'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Amortization' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_Amortization' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Amortization</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Amortization' xlink:to='lab_fil_Amortization'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:label='fil_GainLossOnDerivativesInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Interest Rate Lock Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:to='lab_fil_GainLossOnDerivativesInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_EstimatedFairValue' xlink:label='fil_EstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimated Fair Value {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValue' xlink:to='lab_fil_EstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ShortTermInvestments1Member' xlink:label='fil_ShortTermInvestments1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestments1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ShortTermInvestments1Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestments1Member' xlink:to='lab_fil_ShortTermInvestments1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueBalance' xlink:label='fil_FairValueBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueBalance' xlink:to='lab_fil_FairValueBalance'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_Level3InputsAxis' xlink:label='fil_Level3InputsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 3 Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level3InputsAxis' xlink:to='lab_fil_Level3InputsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:label='fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aggregated intrinsic value of options outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:to='lab_fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:label='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Service Share-based Compensation, Allocation of Recognized Period Costs, Capitalized Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:to='lab_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LoanLossReserveChargeOffs' xlink:label='fil_LoanLossReserveChargeOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveChargeOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, Charge-offs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveChargeOffs' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Loan loss reserve, Charge-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserveChargeOffs' xlink:to='lab_fil_LoanLossReserveChargeOffs'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate balances, net of allowance for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:to='lab_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:label='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments, principally gains on sale of mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:to='lab_fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments by Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet' xlink:label='us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableHeldForSaleNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Held-for-sale, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableHeldForSaleNet' xlink:to='lab_us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AvailableForSaleSecuritiesEstimatedFairValue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:to='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfAccounting' xlink:label='us-gaap_BasisOfAccounting'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfAccounting' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>1) Basis of Presentation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfAccounting' xlink:to='lab_us-gaap_BasisOfAccounting'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ChangeInAssetsForPerpetualCareTrusts' xlink:label='fil_ChangeInAssetsForPerpetualCareTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAssetsForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Changes in assets for perpetual care trusts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAssetsForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Changes in assets for perpetual care trusts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangeInAssetsForPerpetualCareTrusts' xlink:to='lab_fil_ChangeInAssetsForPerpetualCareTrusts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:label='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sale of treasury stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:to='lab_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive loss</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:label='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted-average Class A equivalent common shares outstanding-assuming dilution (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:to='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit' xlink:label='us-gaap_IncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income tax expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Income tax expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_IncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:label='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Selling, general and administrative expenses:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:to='lab_us-gaap_SellingGeneralAndAdministrativeExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Revenues' xlink:label='us-gaap_Revenues'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total revenues</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total revenues</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Revenues' xlink:to='lab_us-gaap_Revenues'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxLiabilities' xlink:to='lab_us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA' xlink:label='us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ValueOfBusinessAcquiredVOBA' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Value of business acquired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ValueOfBusinessAcquiredVOBA' xlink:to='lab_us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Current Reporting Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ClassOfStockDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ClassOfStockDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class of Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='lab_us-gaap_ClassOfStockDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:label='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Net Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:to='lab_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoansFunded'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to fund new residential construction loans funded</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:to='lab_fil_CommitmentsToFundNewResidentialConstructionLoansFunded'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GainLossOnDerivativesTotal' xlink:label='fil_GainLossOnDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesTotal' xlink:to='lab_fil_GainLossOnDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfAssetDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:to='lab_fil_FairValueOfAssetDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities accounted for at fair value on a recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:to='lab_fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain' xlink:label='us-gaap_SegmentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SegmentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SegmentDomain' xlink:to='lab_us-gaap_SegmentDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GrantOfEmployeeStockOptions' xlink:label='fil_GrantOfEmployeeStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrantOfEmployeeStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>GrantOfEmployeeStockOptions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrantOfEmployeeStockOptions' xlink:to='lab_fil_GrantOfEmployeeStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OptionsExercisable' xlink:label='fil_OptionsExercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OptionsExercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Options Exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OptionsExercisable' xlink:to='lab_fil_OptionsExercisable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PastDue60To89DaysMember' xlink:label='fil_PastDue60To89DaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue60To89DaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 60 to 89 days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue60To89DaysMember' xlink:to='lab_fil_PastDue60To89DaysMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoans' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoans' xlink:to='lab_fil_MortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ResidentialConstructionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ResidentialConstructionMember' xlink:to='lab_fil_ResidentialConstructionMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfProFormaFinancialInformation' xlink:label='fil_ScheduleOfProFormaFinancialInformation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfProFormaFinancialInformation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of pro forma financial information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfProFormaFinancialInformation' xlink:to='lab_fil_ScheduleOfProFormaFinancialInformation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:label='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>13) Mergers, Acquisitions and Dispositions Disclosures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:to='lab_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of property and equipment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of property and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:to='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from investing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GrantOfStockOptions' xlink:label='fil_GrantOfStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrantOfStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Grant of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrantOfStockOptions' xlink:to='lab_fil_GrantOfStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BenefitsLossesAndExpenses' xlink:label='us-gaap_BenefitsLossesAndExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total benefits and expenses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpenses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total benefits and expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BenefitsLossesAndExpenses' xlink:to='lab_us-gaap_BenefitsLossesAndExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SalesRevenueGoodsNet' xlink:label='us-gaap_SalesRevenueGoodsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesRevenueGoodsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net mortuary and cemetery sales</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesRevenueGoodsNet' xlink:to='lab_us-gaap_SalesRevenueGoodsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated other comprehensive income, net of taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract' xlink:label='us-gaap_StockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='lab_us-gaap_StockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ReceivableFromReinsurers' xlink:label='fil_ReceivableFromReinsurers'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReceivableFromReinsurers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivable from reinsurers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReceivableFromReinsurers' xlink:to='lab_fil_ReceivableFromReinsurers'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonClassAMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class A Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonClassAMember' xlink:to='lab_us-gaap_CommonClassAMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Earnings Per Share, Basic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:to='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_WellsFargoMember' xlink:label='fil_WellsFargoMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WellsFargoMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Wells Fargo</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WellsFargoMember' xlink:to='lab_fil_WellsFargoMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfAssetDerivativesTotal' xlink:label='fil_FairValueOfAssetDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesTotal' xlink:to='lab_fil_FairValueOfAssetDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansNet1Member' xlink:label='fil_MortgageLoansNet1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansNet1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>MortgageLoansNet1Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansNet1Member' xlink:to='lab_fil_MortgageLoansNet1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OtherRealEstateOwnedHeldForInvestment' xlink:label='fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherRealEstateOwnedHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherRealEstateOwnedHeldForInvestment' xlink:to='lab_fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:label='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps, Interest rate lock commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PerShareSharesGranted' xlink:label='fil_PerShareSharesGranted'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesGranted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares Granted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesGranted' xlink:to='lab_fil_PerShareSharesGranted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansPrincipalAmountDue' xlink:label='fil_MortgageLoansPrincipalAmountDue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansPrincipalAmountDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans Principal Amount due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansPrincipalAmountDue' xlink:to='lab_fil_MortgageLoansPrincipalAmountDue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_NetCarryingAmountForSalesOfSecurities' xlink:label='fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetCarryingAmountForSalesOfSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net carrying amount for sales of securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetCarryingAmountForSalesOfSecurities' xlink:to='lab_fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OtherThanTemporaryImpairments' xlink:label='fil_OtherThanTemporaryImpairments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherThanTemporaryImpairments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherThanTemporaryImpairments' xlink:to='lab_fil_OtherThanTemporaryImpairments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OtherAssets1Member' xlink:label='fil_OtherAssets1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherAssets1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherAssets1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Other Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherAssets1Member' xlink:to='lab_fil_OtherAssets1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds' xlink:label='us-gaap_AdditionsToContractHoldersFunds'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionsToContractHoldersFunds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Annuity contract receipts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionsToContractHoldersFunds' xlink:to='lab_us-gaap_AdditionsToContractHoldersFunds'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities held to maturity:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from operating activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax' xlink:label='us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNetOfTax' xlink:to='lab_us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyholderDeathBenefits' xlink:label='fil_PolicyholderDeathBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderDeathBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Death benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderDeathBenefits' xlink:to='lab_fil_PolicyholderDeathBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeStatementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='lab_us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract' xlink:label='us-gaap_InvestmentsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsAbstract' xlink:to='lab_us-gaap_InvestmentsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets' xlink:label='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed - Other Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets' xlink:to='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GainLossOnDerivativesInterestRateSwaps' xlink:label='fil_GainLossOnDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesInterestRateSwaps' xlink:to='lab_fil_GainLossOnDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Interest rate lock and forward sales commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:to='lab_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a nonrecurring basis - Mortgage servicing rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_InterestRateLockCommitments1Member' xlink:label='fil_InterestRateLockCommitments1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestRateLockCommitments1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Rate Lock Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestRateLockCommitments1Member' xlink:to='lab_fil_InterestRateLockCommitments1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:label='fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted assets of cemeteries and mortuaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:to='lab_fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:label='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Antidilutive Securities Excluded from Computation of Net Income, Per Outstanding Unit, Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:to='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PerShareSharesExercised' xlink:label='fil_PerShareSharesExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesExercised' xlink:to='lab_fil_PerShareSharesExercised'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AgingOfLoansAxis' xlink:label='fil_AgingOfLoansAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aging of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AgingOfLoansAxis' xlink:to='lab_fil_AgingOfLoansAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DueAfter2023Member' xlink:label='fil_DueAfter2023Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueAfter2023Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>DueAfter2023Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueAfter2023Member' xlink:to='lab_fil_DueAfter2023Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateInvestments' xlink:label='us-gaap_RealEstateInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment, net of depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestments' xlink:to='lab_us-gaap_RealEstateInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction, allowance for losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Mortgage loans on real estate and construction, allowance for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:to='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancialInstrumentAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial Instrument</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='lab_us-gaap_FinancialInstrumentAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember' xlink:label='us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldtomaturitySecuritiesMember' xlink:to='lab_us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FixedMaturities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed Maturities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FixedMaturities1Member' xlink:to='lab_fil_FixedMaturities1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromBankDebt' xlink:label='us-gaap_ProceedsFromBankDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromBankDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from borrowing on bank loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromBankDebt' xlink:to='lab_us-gaap_ProceedsFromBankDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated Other Comprehensive Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings per Class A Equivalent common share (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostOfGoodsAndServicesSold' xlink:label='us-gaap_CostOfGoodsAndServicesSold'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CostOfGoodsAndServicesSold' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cost of goods and services sold-mortuaries and cemeteries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CostOfGoodsAndServicesSold' xlink:to='lab_us-gaap_CostOfGoodsAndServicesSold'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet' xlink:label='us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestmentPropertyNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment, net of accumulated depreciation of $10,924,251 and $9,658,599 for 2014 and 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestmentPropertyNet' xlink:to='lab_us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on non-recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LifeInsuranceSegmentMember' xlink:label='us-gaap_LifeInsuranceSegmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LifeInsuranceSegmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Life Insurance Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LifeInsuranceSegmentMember' xlink:to='lab_us-gaap_LifeInsuranceSegmentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PerformingFinancingReceivableMember' xlink:label='us-gaap_PerformingFinancingReceivableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PerformingFinancingReceivableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Performing Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PerformingFinancingReceivableMember' xlink:to='lab_us-gaap_PerformingFinancingReceivableMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TotalPastDueMember' xlink:label='fil_TotalPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalPastDueMember' xlink:to='lab_fil_TotalPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoansOnRealEstate2Member' xlink:label='fil_MortgageLoansOnRealEstate2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstate2Member' xlink:to='lab_fil_MortgageLoansOnRealEstate2Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Categories of Investments, Marketable Securities, Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:to='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AverageMarketValueOverAmortizedCost' xlink:label='fil_AverageMarketValueOverAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AverageMarketValueOverAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Average market value over amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AverageMarketValueOverAmortizedCost' xlink:to='lab_fil_AverageMarketValueOverAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MoreThan12MonthsMember' xlink:label='fil_MoreThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MoreThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>More than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MoreThan12MonthsMember' xlink:to='lab_fil_MoreThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Collateralized Mortgage Backed Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesMember' xlink:to='lab_us-gaap_MortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember' xlink:label='us-gaap_USTreasuryAndGovernmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USTreasuryAndGovernmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US Treasury and Government</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USTreasuryAndGovernmentMember' xlink:to='lab_us-gaap_USTreasuryAndGovernmentMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfMortgageServicingRights' xlink:label='fil_ScheduleOfMortgageServicingRights'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageServicingRights' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Mortgage Servicing Rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMortgageServicingRights' xlink:to='lab_fil_ScheduleOfMortgageServicingRights'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfSeptember302014Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>As of September 30, 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfSeptember302014Member' xlink:to='lab_fil_AsOfSeptember302014Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:label='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:to='lab_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageServicingRightsDisclosure' xlink:label='fil_MortgageServicingRightsDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRightsDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>12) Mortgage Servicing Rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRightsDisclosure' xlink:to='lab_fil_MortgageServicingRightsDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock' xlink:label='us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForCreditLossesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>9) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForCreditLossesTextBlock' xlink:to='lab_us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Cash and cash equivalents at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings per Class A Equivalent common share-assuming dilution (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed' xlink:label='us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanLossesExpensed' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for loan losses and loss reserve</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanLossesExpensed' xlink:to='lab_us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:label='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:to='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValue' xlink:to='lab_us-gaap_CommonStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansPayableToBank' xlink:label='us-gaap_LoansPayableToBank'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansPayableToBank' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank and other loans payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansPayableToBank' xlink:to='lab_us-gaap_LoansPayableToBank'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending' xlink:label='us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableMortgageWarehouseLending' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans sold to investors</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableMortgageWarehouseLending' xlink:to='lab_us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:label='us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:to='lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassCMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class C Common Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassCMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class C Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassCMember' xlink:to='lab_fil_ClassCMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:label='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Application of valuation allowance to write down MSRs with other than temporary impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:to='lab_fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BankAndOtherLoansPayable' xlink:label='fil_BankAndOtherLoansPayable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankAndOtherLoansPayable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank and other loans payable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankAndOtherLoansPayable' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Bank and other loans payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankAndOtherLoansPayable' xlink:to='lab_fil_BankAndOtherLoansPayable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueLossesGainsIncludedInEarnings' xlink:label='fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueLossesGainsIncludedInEarnings' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Losses (Gains) included in earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueLossesGainsIncludedInEarnings' xlink:to='lab_fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_Level3InputsDomain' xlink:label='fil_Level3InputsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 3 Inputs {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Level 3 Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level3InputsDomain' xlink:to='lab_fil_Level3InputsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_IdentifiableAssets' xlink:label='fil_IdentifiableAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IdentifiableAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Identifiable Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IdentifiableAssets' xlink:to='lab_fil_IdentifiableAssets'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized compensation expense related to the options issued in July 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:to='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_InterestNotAccruedOnNonPerformingLoans' xlink:label='fil_InterestNotAccruedOnNonPerformingLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestNotAccruedOnNonPerformingLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest not accrued on non-performing loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestNotAccruedOnNonPerformingLoans' xlink:to='lab_fil_InterestNotAccruedOnNonPerformingLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:label='us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:to='lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_RestrictedAssetsAxis' xlink:label='fil_RestrictedAssetsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsAxis' xlink:to='lab_fil_RestrictedAssetsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DueIn2014Member' xlink:label='fil_DueIn2014Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2014Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>DueIn2014Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2014Member' xlink:to='lab_fil_DueIn2014Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CorporateDebtSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Corporate Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CorporateDebtSecuritiesMember' xlink:to='lab_us-gaap_CorporateDebtSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:label='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Derivative Assets at Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in financing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash used in financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AmountReceivedForPerpetualCareTrusts' xlink:label='fil_AmountReceivedForPerpetualCareTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmountReceivedForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amount received for perpetual care trusts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmountReceivedForPerpetualCareTrusts' xlink:to='lab_fil_AmountReceivedForPerpetualCareTrusts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SalariesWagesAndOfficersCompensation' xlink:label='us-gaap_SalariesWagesAndOfficersCompensation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalariesWagesAndOfficersCompensation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Salaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalariesWagesAndOfficersCompensation' xlink:to='lab_us-gaap_SalariesWagesAndOfficersCompensation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnearnedPremiums' xlink:label='us-gaap_UnearnedPremiums'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UnearnedPremiums' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unearned premium reserve</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UnearnedPremiums' xlink:to='lab_us-gaap_UnearnedPremiums'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Goodwill' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Goodwill' xlink:to='lab_us-gaap_Goodwill'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable' xlink:label='us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccruedInvestmentIncomeReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccruedInvestmentIncomeReceivable' xlink:to='lab_us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Earnings Per Share, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:to='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:label='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Funds reserved and accrued to settle investor related claims</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:to='lab_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyholderAccountBalances' xlink:label='fil_PolicyholderAccountBalances'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderAccountBalances' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policyholder account balances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderAccountBalances' xlink:to='lab_fil_PolicyholderAccountBalances'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis' xlink:label='us-gaap_StatementBusinessSegmentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementBusinessSegmentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Segments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='lab_us-gaap_StatementBusinessSegmentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AvailableOptionsForFutureGrant' xlink:label='fil_AvailableOptionsForFutureGrant'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableOptionsForFutureGrant' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available options for future grant</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableOptionsForFutureGrant' xlink:to='lab_fil_AvailableOptionsForFutureGrant'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PastDue90OrMoreDaysMember' xlink:label='fil_PastDue90OrMoreDaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue90OrMoreDaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 90 or more days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue90OrMoreDaysMember' xlink:to='lab_fil_PastDue90OrMoreDaysMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonredeemablePreferredStockMember' xlink:label='us-gaap_NonredeemablePreferredStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NonredeemablePreferredStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonredeemable Preferred Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NonredeemablePreferredStockMember' xlink:to='lab_us-gaap_NonredeemablePreferredStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Period Increase (Decrease)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_TimeDurationAxis' xlink:label='fil_TimeDurationAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeDurationAxis' xlink:to='lab_fil_TimeDurationAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value Measurements, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:label='fil_ScheduleOfRevenuesAndExpensesByReportableSegment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Revenues and Expenses by Reportable Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:to='lab_fil_ScheduleOfRevenuesAndExpensesByReportableSegment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:label='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfAgingOfMortgageLoans' xlink:label='fil_ScheduleOfAgingOfMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAgingOfMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of aging of mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAgingOfMortgageLoans' xlink:to='lab_fil_ScheduleOfAgingOfMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AsOfDecember312012Member' xlink:label='fil_AsOfDecember312012Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfDecember312012Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AsOfDecember312012Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfDecember312012Member' xlink:to='lab_fil_AsOfDecember312012Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments' xlink:label='us-gaap_PaymentsToAcquireShortTermInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireShortTermInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of short-term investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireShortTermInvestments' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireShortTermInvestments' xlink:to='lab_us-gaap_PaymentsToAcquireShortTermInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract' xlink:label='us-gaap_AvailableForSaleSecuritiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities available for sale:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAbstract' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ConversionClassCToClassA' xlink:label='fil_ConversionClassCToClassA'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionClassCToClassA' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion Class C to Class A</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionClassCToClassA' xlink:to='lab_fil_ConversionClassCToClassA'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:label='us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:to='lab_us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember' xlink:label='us-gaap_AdditionalPaidInCapitalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapitalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional Paid-in Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapitalMember' xlink:to='lab_us-gaap_AdditionalPaidInCapitalMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net earnings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Net earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLoss' xlink:to='lab_us-gaap_NetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesAuthorized' xlink:to='lab_us-gaap_CommonStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CemeteryPerpetualCareObligation' xlink:label='fil_CemeteryPerpetualCareObligation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareObligation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care obligation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareObligation' xlink:to='lab_fil_CemeteryPerpetualCareObligation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableNet' xlink:label='us-gaap_AccountsReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivables, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsReceivableNet' xlink:to='lab_us-gaap_AccountsReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:label='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction loans, held for investment net of allowances for losses of $1,871,892 and $1,652,090 for 2014 and 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:to='lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Common Stock, Shares Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:label='us-gaap_BusinessAcquisitionsProFormaRevenue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Revenue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:to='lab_us-gaap_BusinessAcquisitionsProFormaRevenue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfLiabilityDerivativesTotal' xlink:label='fil_FairValueOfLiabilityDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesTotal' xlink:to='lab_fil_FairValueOfLiabilityDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_PolicyLoanMember' xlink:label='fil_PolicyLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>PolicyLoanMember</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyLoanMember' xlink:to='lab_fil_PolicyLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LiabilitiesAccountedForAtFairValue' xlink:label='fil_LiabilitiesAccountedForAtFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesAccountedForAtFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities accounted for at fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilitiesAccountedForAtFairValue' xlink:to='lab_fil_LiabilitiesAccountedForAtFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CemeteryAndMortuaryMember' xlink:label='fil_CemeteryAndMortuaryMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryAndMortuaryMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery and Mortuary</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryAndMortuaryMember' xlink:to='lab_fil_CemeteryAndMortuaryMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LoanLossReserve' xlink:label='fil_LoanLossReserve'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, balance at start of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Loan loss reserve, balance at start of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Loan loss reserve, balance at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserve' xlink:to='lab_fil_LoanLossReserve'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Investment Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetInvestmentIncome' xlink:to='lab_us-gaap_NetInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_RealEstate1Member' xlink:label='fil_RealEstate1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstate1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstate1Member' xlink:to='lab_fil_RealEstate1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:label='fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net realized gain related to sales of securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:to='lab_fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FixedMaturitySecuritiesHeldToMaturity' xlink:label='fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FixedMaturitySecuritiesHeldToMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed maturity securities held to maturity:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FixedMaturitySecuritiesHeldToMaturity' xlink:to='lab_fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommercialLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommercialLoanMember' xlink:to='lab_us-gaap_CommercialLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:label='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Financial Instruments Carried at Other Than Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:to='lab_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesMember' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Notes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='lab_us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sales - equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:to='lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockMember' xlink:label='us-gaap_TreasuryStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Treasury Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockMember' xlink:to='lab_us-gaap_TreasuryStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted-average Class A equivalent common share outstanding (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:to='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_OtherPolicyholderBenefits' xlink:label='fil_OtherPolicyholderBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherPolicyholderBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Surrenders and other policy benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherPolicyholderBenefits' xlink:to='lab_fil_OtherPolicyholderBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets' xlink:label='us-gaap_OtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherAssets' xlink:to='lab_us-gaap_OtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities' xlink:label='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities' xlink:to='lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalAssets' xlink:label='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed - Total Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalAssets' xlink:to='lab_fil_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTotalAssets'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GainLossOnDerivativesSubTotal' xlink:label='fil_GainLossOnDerivativesSubTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesSubTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>GainLossOnDerivativesSubTotal</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesSubTotal' xlink:to='lab_fil_GainLossOnDerivativesSubTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_FairValueOfAssetDerivativesCallOptions' xlink:label='fil_FairValueOfAssetDerivativesCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesCallOptions' xlink:to='lab_fil_FairValueOfAssetDerivativesCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasisRealEstateHeldForInvestment' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisRealEstateHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisRealEstateHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a nonrecurring basis - Real estate held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisRealEstateHeldForInvestment' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisRealEstateHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BankLoanInterestRateSwapsMember' xlink:label='fil_BankLoanInterestRateSwapsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankLoanInterestRateSwapsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank Loan Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankLoanInterestRateSwapsMember' xlink:to='lab_fil_BankLoanInterestRateSwapsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CemeteryPerpetualCareTrustInvestments1' xlink:label='fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care trust investments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Cemetery perpetual care trust investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareTrustInvestments1' xlink:to='lab_fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_SharesCancelled' xlink:label='fil_SharesCancelled'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesCancelled' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Cancelled</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesCancelled' xlink:to='lab_fil_SharesCancelled'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharesOutstanding' xlink:label='us-gaap_SharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares, Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharesOutstanding' xlink:to='lab_us-gaap_SharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AgingOfLoansDomain' xlink:label='fil_AgingOfLoansDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aging of Loans {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Aging of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AgingOfLoansDomain' xlink:to='lab_fil_AgingOfLoansDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_AllowanceForCreditLossesChargeOffs' xlink:label='fil_AllowanceForCreditLossesChargeOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesChargeOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for credit losses, Charge-offs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesChargeOffs' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Allowance for credit losses, Charge-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForCreditLossesChargeOffs' xlink:to='lab_fil_AllowanceForCreditLossesChargeOffs'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_LoansHeldForSalePolicyLoans' xlink:label='fil_LoansHeldForSalePolicyLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSalePolicyLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale policy loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansHeldForSalePolicyLoans' xlink:to='lab_fil_LoansHeldForSalePolicyLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RedeemablePreferredStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Redeemable Preferred Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RedeemablePreferredStockMember' xlink:to='lab_us-gaap_RedeemablePreferredStockMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_Bonds1Member' xlink:label='fil_Bonds1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Bonds1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bonds</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Bonds1Member' xlink:to='lab_fil_Bonds1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UseOfEstimates' xlink:label='us-gaap_UseOfEstimates'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UseOfEstimates' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Use of Estimates Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UseOfEstimates' xlink:to='lab_us-gaap_UseOfEstimates'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:label='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>10) Derivative Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:to='lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_CashPaidForPurchaseOfSubsidiariesNetOfCashAcquired' xlink:label='fil_CashPaidForPurchaseOfSubsidiariesNetOfCashAcquired'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashPaidForPurchaseOfSubsidiariesNetOfCashAcquired' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash paid for purchase of subsidiaries, net of cash acquired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashPaidForPurchaseOfSubsidiariesNetOfCashAcquired' xlink:to='lab_fil_CashPaidForPurchaseOfSubsidiariesNetOfCashAcquired'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:label='us-gaap_PaymentsToAcquireRestrictedInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of restricted assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchases of restricted assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:to='lab_us-gaap_PaymentsToAcquireRestrictedInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis' xlink:label='us-gaap_StatementEquityComponentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementEquityComponentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement, Equity Components</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='lab_us-gaap_StatementEquityComponentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future life, annuity, and other benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:to='lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='lab_us-gaap_LiabilitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:label='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance before valuation allowance at beginning of year</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:to='lab_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageLoanSettlementsAxis' xlink:label='fil_MortgageLoanSettlementsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoanSettlementsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loan Settlements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoanSettlementsAxis' xlink:to='lab_fil_MortgageLoanSettlementsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_MortgageServicingRights1' xlink:label='fil_MortgageServicingRights1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRights1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRights1' xlink:to='lab_fil_MortgageServicingRights1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosure' xlink:label='us-gaap_AssetsFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosure' xlink:to='lab_us-gaap_AssetsFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel3Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 3</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel3Member' xlink:to='lab_us-gaap_FairValueInputsLevel3Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_RevenueFromCustomers' xlink:label='fil_RevenueFromCustomers'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RevenueFromCustomers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenue from customers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RevenueFromCustomers' xlink:to='lab_fil_RevenueFromCustomers'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaterialReconcilingItemsMember' xlink:label='us-gaap_MaterialReconcilingItemsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MaterialReconcilingItemsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Significant Reconciling Items</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MaterialReconcilingItemsMember' xlink:to='lab_us-gaap_MaterialReconcilingItemsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_NetMortgageLoans' xlink:label='fil_NetMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Mortgage Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetMortgageLoans' xlink:to='lab_fil_NetMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_GrossRealizedGains' xlink:label='fil_GrossRealizedGains'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedGains' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross Realized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossRealizedGains' xlink:to='lab_fil_GrossRealizedGains'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Categories of Investments, Marketable Securities, Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:to='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Investments, Including Marketable Securities and Investments Held at Cost, Categories of Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ContractualMaturityAxis' xlink:label='fil_ContractualMaturityAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContractualMaturityAxis' xlink:to='lab_fil_ContractualMaturityAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_USTreasurySecurities1Member' xlink:label='fil_USTreasurySecurities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_USTreasurySecurities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>U.S. Treasury Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_USTreasurySecurities1Member' xlink:to='lab_fil_USTreasurySecurities1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:to='lab_fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:label='fil_ScheduleOfMortgageLoansOnANonaccrualStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Mortgage loans on a nonaccrual status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:to='lab_fil_ScheduleOfMortgageLoansOnANonaccrualStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementScenarioAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Scenario</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='lab_us-gaap_StatementScenarioAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:label='us-gaap_BasisOfAccountingPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounting Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:to='lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:label='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>11) Reinsurance, Commitments and Contingencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:to='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from stock options exercised</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Proceeds from stock options exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromStockOptionsExercised' xlink:to='lab_us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember' xlink:label='us-gaap_RetainedEarningsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained Earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsMember' xlink:to='lab_us-gaap_RetainedEarningsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SalesCommissionsAndFees' xlink:label='us-gaap_SalesCommissionsAndFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesCommissionsAndFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commissions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesCommissionsAndFees' xlink:to='lab_us-gaap_SalesCommissionsAndFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentIncomeNet' xlink:label='us-gaap_InvestmentIncomeNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentIncomeNet' xlink:to='lab_us-gaap_InvestmentIncomeNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for losses on mortgage loans on real estate and construction loans, held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20140930.xsd#fil_BalanceSheetParentheticalAbstract' xlink:label='fil_BalanceSheetParentheticalAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceSheetParentheticalAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance Sheet Parenthetical</link:label>
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