3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended	9 Months Ended
Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Gross investment income	$ 10,478,118	$ 7,860,078	$ 27,485,654	$ 21,447,280
Investment Income, Investment Expense	(2,286,156)	(2,606,031)	(6,943,905)	(6,166,172)
Net Investment Income	8,191,962	5,254,047	20,541,749	15,281,108
Fixed Maturities
Gross investment income	2,036,407	2,131,804	6,212,852	6,141,648
Equity Securities
Gross investment income	73,110	53,123	163,109	157,612
Mortgage loans on real estate
Gross investment income	2,216,711	1,151,536	5,605,882	3,189,020
Real Estate
Gross investment income	2,125,374	2,048,994	6,416,939	4,492,517
Policy, Student and other loans
Gross investment income	195,138	211,387	574,393	610,618
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 3,831,378	$ 2,263,234	$ 8,512,479	$ 6,855,865