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Balance Sheet (USD $)
Dec. 31, 2014
Dec. 31, 2013
Fixed maturity securities, held to maturity, at amortized cost $ 135,018,347us-gaap_HeldToMaturitySecurities $ 143,466,494us-gaap_HeldToMaturitySecurities
Equity securities, available for sale, at estimated fair value 6,752,750us-gaap_AvailableForSaleSecuritiesEquitySecurities 4,498,756us-gaap_AvailableForSaleSecuritiesEquitySecurities
Mortgage loans on real estate and construction loans held for investment, net of allowances for loan losses of $2,003,055 and $1,652,090 for 2014 and 2013 120,050,072us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet 102,781,878us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet
Real estate held for investment, net of accumulated depreciation of $10,875,419 and $9,658,599 for 2014 and 2013 111,411,351us-gaap_RealEstateInvestmentPropertyNet 99,760,475us-gaap_RealEstateInvestmentPropertyNet
Policy and other loans, net of allowance for doubtful accounts of $693,413 and $269,175 for 2014 and 2013 34,125,428fil_PolicyAndOtherLoansReceivableNet1 19,724,006fil_PolicyAndOtherLoansReceivableNet1
Short-term investments 27,059,495us-gaap_ShortTermInvestments 12,135,719us-gaap_ShortTermInvestments
Accrued investment income 2,483,253us-gaap_AccruedInvestmentIncomeReceivable 2,485,054us-gaap_AccruedInvestmentIncomeReceivable
Total investments 436,900,696us-gaap_Investments 384,852,382us-gaap_Investments
Cash and cash equivalents 30,855,320us-gaap_CashAndCashEquivalentsFairValueDisclosure 38,203,164us-gaap_CashAndCashEquivalentsFairValueDisclosure
Mortgage loans sold to investors 67,534,400us-gaap_LoansReceivableMortgageWarehouseLending 77,179,652us-gaap_LoansReceivableMortgageWarehouseLending
Receivables, net 14,544,093us-gaap_AccountsReceivableNet 11,652,572us-gaap_AccountsReceivableNet
Restricted assets 9,347,797us-gaap_RestrictedInvestments 6,670,980us-gaap_RestrictedInvestments
Cemetery perpetual care trust investments 2,645,423fil_CemeteryPerpetualCareTrustInvestments 2,414,883fil_CemeteryPerpetualCareTrustInvestments
Receivable from reinsurers 12,036,263fil_ReceivableFromReinsurers 12,033,877fil_ReceivableFromReinsurers
Cemetery land and improvements 10,848,085us-gaap_InventoryLandHeldForSale 10,631,573us-gaap_InventoryLandHeldForSale
Deferred policy and pre-need contract acquisition costs 50,307,503us-gaap_DeferredPolicyAcquisitionCosts 45,737,940us-gaap_DeferredPolicyAcquisitionCosts
Mortgage servicing rights 7,834,747fil_MortgageServicingRights 4,844,101fil_MortgageServicingRights
Property and equipment, net 11,307,714us-gaap_PropertyPlantAndEquipmentNet 11,523,160us-gaap_PropertyPlantAndEquipmentNet
Value of business acquired 8,547,627us-gaap_ValueOfBusinessAcquiredVOBA 8,680,845us-gaap_ValueOfBusinessAcquiredVOBA
Goodwill 2,765,570us-gaap_Goodwill 677,039us-gaap_Goodwill
Other assets 5,594,324us-gaap_OtherAssets 3,655,286us-gaap_OtherAssets
Total Assets 671,069,562us-gaap_Assets 618,757,454us-gaap_Assets
Future life, annuity, and other benefits 476,727,465us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense 452,130,649us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
Unearned premium reserve 4,961,937us-gaap_UnearnedPremiums 5,173,785us-gaap_UnearnedPremiums
Bank and other loans payable 29,020,378us-gaap_LoansPayableToBank 18,289,438us-gaap_LoansPayableToBank
Deferred pre-need cemetery and mortuary contract revenues 13,242,143us-gaap_DeferredRevenue 13,176,476us-gaap_DeferredRevenue
Cemetery perpetual care obligation 3,406,718fil_CemeteryPerpetualCareObligation1 3,266,131fil_CemeteryPerpetualCareObligation1
Accounts payable 1,789,387us-gaap_AccountsPayableCurrentAndNoncurrent 2,850,575us-gaap_AccountsPayableCurrentAndNoncurrent
Other liabilities and accrued expenses 24,408,666us-gaap_OtherLiabilities 20,167,363us-gaap_OtherLiabilities
Income taxes 20,421,767us-gaap_DeferredIncomeTaxLiabilities 15,951,848us-gaap_DeferredIncomeTaxLiabilities
Total liabilities 573,978,461us-gaap_Liabilities 531,006,265us-gaap_Liabilities
Commitments and Contingencies      
Additional paid-in capital 25,931,119us-gaap_AdditionalPaidInCapital 23,215,875us-gaap_AdditionalPaidInCapital
Accumulated other comprehensive income, net of taxes 1,438,566us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 1,218,396us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 44,101,252us-gaap_RetainedEarningsAccumulatedDeficit 39,666,587us-gaap_RetainedEarningsAccumulatedDeficit
Treasury stock, at cost - 986,264 Class A shares and -0- Class C shares in 2014; 1,141,021 Class A shares and -0- Class C shares in 2013 (2,086,454)us-gaap_TreasuryStockValue (2,624,625)us-gaap_TreasuryStockValue
Total stockholders' equity 97,091,101us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest 87,751,189us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
Total Liabilities and Stockholders' Equity 671,069,562us-gaap_LiabilitiesAndStockholdersEquity 618,757,454us-gaap_LiabilitiesAndStockholdersEquity
Class A Common Stock    
Common stock 24,918,480us-gaap_CommonStockValue
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23,614,574us-gaap_CommonStockValue
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Class C Common Stock    
Common stock $ 2,788,138us-gaap_CommonStockValue
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$ 2,660,382us-gaap_CommonStockValue
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