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Balance Sheet (USD $)
Mar. 31, 2015
Dec. 31, 2014
Assets    
Fixed maturity securities, held to maturity, at amortized cost $ 133,271,030us-gaap_HeldToMaturitySecurities $ 135,018,347us-gaap_HeldToMaturitySecurities
Equity securities, available for sale, at estimated fair value 6,383,502us-gaap_AvailableForSaleSecuritiesEquitySecurities 6,752,750us-gaap_AvailableForSaleSecuritiesEquitySecurities
Mortgage loans on real estate and construction loans, held for investment net of allowances for loan losses of $1,902,396 and $2,003,055 for 2015 and 2014 125,894,443us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet 120,050,072us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet
Real estate held for investment, net of accumulated depreciation of $11,367,721 and $10,875,419 for 2015 and 2014 113,025,790us-gaap_RealEstateInvestmentPropertyNet 111,411,351us-gaap_RealEstateInvestmentPropertyNet
Policy and other loans, net of allowances for doubtful accounts of $813,223 and $693,413 for 2015 and 2014 39,184,250fil_PolicyAndOtherLoansReceivableNet1 34,125,428fil_PolicyAndOtherLoansReceivableNet1
Short-term investments 20,620,236us-gaap_ShortTermInvestments 27,059,495us-gaap_ShortTermInvestments
Accrued investment income 2,677,827us-gaap_AccruedInvestmentIncomeReceivable 2,483,253us-gaap_AccruedInvestmentIncomeReceivable
Total investments 441,057,078us-gaap_Investments 436,900,696us-gaap_Investments
Cash and cash equivalents 40,744,607us-gaap_CashAndCashEquivalentsFairValueDisclosure 30,855,320us-gaap_CashAndCashEquivalentsFairValueDisclosure
Mortgage loans sold to investors 75,008,520us-gaap_LoansReceivableMortgageWarehouseLending 67,534,400us-gaap_LoansReceivableMortgageWarehouseLending
Receivables, net 18,234,132us-gaap_AccountsReceivableNet 14,544,093us-gaap_AccountsReceivableNet
Restricted assets 9,825,819us-gaap_RestrictedInvestments 9,347,797us-gaap_RestrictedInvestments
Cemetery perpetual care trust investments 2,682,193fil_CemeteryPerpetualCareTrustInvestments 2,645,423fil_CemeteryPerpetualCareTrustInvestments
Receivable from reinsurers 12,125,018fil_ReceivableFromReinsurers 12,036,263fil_ReceivableFromReinsurers
Cemetery land and improvements 10,834,072us-gaap_InventoryLandHeldForSale 10,848,085us-gaap_InventoryLandHeldForSale
Deferred policy and pre-need contract acquisition costs 51,844,676us-gaap_DeferredPolicyAcquisitionCosts 50,307,503us-gaap_DeferredPolicyAcquisitionCosts
Mortgage servicing rights, net 8,562,488fil_MortgageServicingRightsNet 7,834,747fil_MortgageServicingRightsNet
Property and equipment, net 11,116,818us-gaap_PropertyPlantAndEquipmentNet 11,307,714us-gaap_PropertyPlantAndEquipmentNet
Value of business acquired 8,362,827us-gaap_ValueOfBusinessAcquiredVOBA 8,547,627us-gaap_ValueOfBusinessAcquiredVOBA
Goodwill 2,765,570us-gaap_Goodwill 2,765,570us-gaap_Goodwill
Other assets 8,614,373us-gaap_OtherAssets 5,594,324us-gaap_OtherAssets
Total Assets 701,778,191us-gaap_Assets 671,069,562us-gaap_Assets
Liabilities    
Future life, annuity, and other benefits 495,457,718us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense 476,727,465us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
Unearned premium reserve 4,895,716us-gaap_UnearnedPremiums 4,961,937us-gaap_UnearnedPremiums
Bank and other loans payable 29,437,989us-gaap_LoansPayableToBank 29,020,378us-gaap_LoansPayableToBank
Deferred pre-need cemetery and mortuary contract revenues 13,129,651us-gaap_DeferredRevenue 13,242,143us-gaap_DeferredRevenue
Cemetery perpetual care obligation 3,421,452fil_CemeteryPerpetualCareObligation 3,406,718fil_CemeteryPerpetualCareObligation
Accounts payable 5,086,123us-gaap_AccountsPayableCurrentAndNoncurrent 1,789,387us-gaap_AccountsPayableCurrentAndNoncurrent
Other liabilities and accrued expenses 27,381,095us-gaap_OtherLiabilities 24,408,666us-gaap_OtherLiabilities
Income taxes 22,395,997us-gaap_DeferredIncomeTaxLiabilities 20,421,767us-gaap_DeferredIncomeTaxLiabilities
Total liabilities 601,205,741us-gaap_Liabilities 573,978,461us-gaap_Liabilities
Stockholders' Equity    
Additional paid-in capital 26,167,974us-gaap_AdditionalPaidInCapital 25,931,119us-gaap_AdditionalPaidInCapital
Accumulated other comprehensive income, net of taxes 2,730,333us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 1,438,566us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 45,963,745us-gaap_RetainedEarningsAccumulatedDeficit 44,101,252us-gaap_RetainedEarningsAccumulatedDeficit
Treasury stock at cost - 987,407 Class A shares in 2015 and 986,264 Class A shares in 2014 (2,224,748)us-gaap_TreasuryStockValue (2,086,454)us-gaap_TreasuryStockValue
Total stockholders' equity 100,572,450us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest 97,091,101us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
Total Liabilities and Stockholders' Equity 701,778,191us-gaap_LiabilitiesAndStockholdersEquity 671,069,562us-gaap_LiabilitiesAndStockholdersEquity
Class A Common Stock    
Stockholders' Equity    
Common stock 24,920,024us-gaap_CommonStockValue
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24,918,480us-gaap_CommonStockValue
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Class B Common Stock    
Stockholders' Equity    
Common stock      
Class C Common Stock    
Stockholders' Equity    
Common stock $ 3,015,122us-gaap_CommonStockValue
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$ 2,788,138us-gaap_CommonStockValue
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