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9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014
Details |  |  |  |
Gain (Loss) on Derivatives, Interest Rate Lock Commitments | $ 1,252,010 | $ 789,149 | $ 3,739,900 | $ 1,238,412
Gain (Loss) on Derivatives, Interest Rate Swaps | 4,760 | 5,449 | 8,711 | 12,300
GainLossOnDerivativesSubTotal | 1,256,770 | 794,598 | 3,748,611 | 1,250,712
TaxEffect-GainLossOnDerivatives | 490,140 | 309,894 | 1,461,958 | 487,778
Gain (Loss) on Derivatives, Total | $ 766,630 | $ 484,704 | $ 2,286,653 | $ 762,934

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