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9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Details        
Gain (Loss) on Derivatives, Interest Rate Lock Commitments $ (1,431,809) $ (713,276) $ 2,308,092 $ 525,136
Gain (Loss) on Derivatives, Interest Rate Swaps 22,659 9,655 31,370 21,955
GainLossOnDerivativesSubTotal (1,409,150) (703,621) 2,339,462 547,091
TaxEffect-GainLossOnDerivatives (549,569) (274,412) 912,390 213,366
Gain (Loss) on Derivatives, Total $ (859,581) $ (429,209) $ 1,427,072 $ 333,725