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3) Investments (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Dec. 31, 2014
Average market value over amortized cost 88.20%   88.20%   90.80%
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Period Increase (Decrease) $ 30,000 $ 30,000 $ 90,000 $ 90,000  
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest 5,261,896   5,261,896   $ 7,500,477
Beginning, Loan Loss Reserve 1,718,150   1,718,150   5,506,532
Loan loss reserve, Provisions for losses 4,673,991   4,673,991   3,053,403
Loan loss reserve, Charge-offs (640,990)   (640,990)   (6,841,785)
Ending, Loan Loss Reserve 5,751,151   5,751,151   1,718,150
Residential Mortgage          
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest 5,197,001   5,197,001   7,021,083
Residential Construction          
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest $ 64,895   $ 64,895   $ 479,394