<SEC-DOCUMENT>0001096906-15-000430.txt : 20150424
<SEC-HEADER>0001096906-15-000430.hdr.sgml : 20150424
<ACCEPTANCE-DATETIME>20150424165935
ACCESSION NUMBER:		0001096906-15-000430
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20150206
FILED AS OF DATE:		20150424
DATE AS OF CHANGE:		20150424

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SECURITY NATIONAL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000318673
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				870345941
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157
		BUSINESS PHONE:		8012641060

	MAIL ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SNL FINANCIAL CORP
		DATE OF NAME CHANGE:	19910401

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Christie Q. Overbaugh
		CENTRAL INDEX KEY:			0001320385
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1204

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09341
		FILM NUMBER:		15792410

	BUSINESS ADDRESS:	
		STREET 1:		13471 SOUTH TUSCALEE WAY
		CITY:			DRAPER
		STATE:			UT
		ZIP:			84020
		BUSINESS PHONE:		801-264-1060

	MAIL ADDRESS:	
		STREET 1:		13471 SOUTH TUSCALEE WAY
		CITY:			DRAPER
		STATE:			UT
		ZIP:			84020

	FORMER NAME:	
		FORMER CONFORMED NAME:	Christie Overbaugh
		DATE OF NAME CHANGE:	20050310
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
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<DESCRIPTION>PRIMARY DOCUMENT
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    <periodOfReport>2015-02-06</periodOfReport>

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    <issuer>
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        <issuerName>SECURITY NATIONAL FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>SNFCA</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001320385</rptOwnerCik>
            <rptOwnerName>Christie Q. Overbaugh</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>13471 SOUTH TUSCALEE WAY</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>DRAPER</rptOwnerCity>
            <rptOwnerState>UT</rptOwnerState>
            <rptOwnerZipCode>84020</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Sr. V.P. of Operations</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class A Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2015-02-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
                <footnoteId id="F1"/>
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            <transactionTimeliness>
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            <transactionAmounts>
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                <transactionPricePerShare>
                    <value>5.02</value>
                </transactionPricePerShare>
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                <directOrIndirectOwnership>
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    <derivativeTable>
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            <transactionDate>
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                <equitySwapInvolved>0</equitySwapInvolved>
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                    <footnoteId id="F3"/>
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                <transactionPricePerShare>
                    <value>1.34</value>
                    <footnoteId id="F3"/>
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                <transactionAcquiredDisposedCode>
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                <value>2012-07-13</value>
            </exerciseDate>
            <expirationDate>
                <value>2022-04-13</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
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                <underlyingSecurityShares>
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                <value>4.38</value>
                <footnoteId id="F4"/>
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            <transactionDate>
                <value>2013-12-06</value>
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            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
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            <transactionTimeliness>
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                <value>2014-03-06</value>
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                <value>2023-12-06</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
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            <securityTitle>
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                <footnoteId id="F5"/>
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            <transactionDate>
                <value>2014-07-02</value>
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            <transactionCoding>
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                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
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            <transactionTimeliness>
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                <transactionShares>
                    <value>5250</value>
                    <footnoteId id="F5"/>
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                <transactionPricePerShare>
                    <value>4.08</value>
                    <footnoteId id="F5"/>
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                <value>2014-10-02</value>
            </exerciseDate>
            <expirationDate>
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            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
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            </underlyingSecurity>
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        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>4.77</value>
                <footnoteId id="F6"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2014-12-05</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
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            <transactionTimeliness>
                <value></value>
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                    <footnoteId id="F6"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>4.77</value>
                    <footnoteId id="F6"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2015-03-05</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-12-05</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>10500</value>
                    <footnoteId id="F6"/>
                </underlyingSecurityShares>
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                <sharesOwnedFollowingTransaction>
                    <value>10500</value>
                    <footnoteId id="F6"/>
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            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
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        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Received pursuant to a stock dividend paid on February 6, 2015.</footnote>
        <footnote id="F2">Includes 33,159 shares of Class A Common Stock owned indirectly by the reporting person and her son or daughter. Does not include 107,112 shares of Class A Common Stock and 18,451 shares of Class C Common Stock owned indirectly by the reporting person in the 401(k) Retirement Savings Plan, the Employee Stock Ownership Plan (ESOP), and the Deferred Compensation Plan.</footnote>
        <footnote id="F3">This option was granted on April 13, 2012 as an option to purchase 10,000 shares of Class A Common Stock at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014 and February 6, 2015.  On November 4, 2012, the reporting person exercised part of these options to purchase 5,000 shares of Class A Common Stock.</footnote>
        <footnote id="F4">This option was granted on December 6, 2013 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014 and February 6, 2015.</footnote>
        <footnote id="F5">This option was granted on July 2, 2014 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $4.29 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 6, 2015.  This option vests in four equal quarterly installments of Class A Common Stock, beginning on October 2, 2014, until such shares are fully vested.</footnote>
        <footnote id="F6">This option was granted on December 5, 2014 as an option to purchase 10,000 shares of Class A Common Stock at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 6, 2015.  This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 5, 2015, until such shares are fully vested.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Christie Q. Overbaugh</signatureName>
        <signatureDate>2015-04-24</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
