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9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Details    
Gain (Loss) on Derivatives, Interest Rate Lock Commitments $ 1,340,992 $ 2,487,891
Gain (Loss) on Derivatives, Interest Rate Swaps 2,737 3,951
GainLossOnDerivativesSubTotal 1,343,729 2,491,842
TaxEffect-GainLossOnDerivatives 524,055 971,819
Gain (Loss) on Derivatives, Total $ 819,674 $ 1,520,023