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9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2016 | Jun. 30, 2015 | Jun. 30, 2016 | Jun. 30, 2015
Details |  |  |  |
Gain (Loss) on Derivatives, Interest Rate Lock Commitments | $ (427,409) | $ 1,252,010 | $ 913,583 | $ 3,739,900
Gain (Loss) on Derivatives, Interest Rate Swaps | 2,804 | 4,760 | 5,541 | 8,711
GainLossOnDerivativesSubTotal | (424,605) | 1,256,770 | 919,124 | 3,748,611
TaxEffect-GainLossOnDerivatives | (165,597) | 490,140 | 358,458 | 1,461,958
Gain (Loss) on Derivatives, Total | $ (259,008) | $ 766,630 | $ 560,666 | $ 2,286,653

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