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13) Stock Compensation Plans: Schedule of Assumptions Used (Tables)
12 Months Ended
Dec. 31, 2017
Tables/Schedules  
Schedule of Assumptions Used

 

Assumptions

Grant Date

Plan

Weighted-Average Fair Value of Each Option (1)

Expected Dividend Yield

Underlying stock FMV

Weighted-Average Volatility

Weighted-Average Risk-Free Interest Rate

Weighted-Average Expected Life (years)

December 1, 2017

All Plans

 $            1.20

5%

 $      4.80

41.07%

2.07%

4.35

December 21, 2016

2013 Plan

 $            2.17

5%

 $      6.62

54.42%

1.99%

5.31

December 7, 2016

2014 Director Plan

 $            2.41

5%

 $      7.36

54.60%

1.93%

5.31

December 2, 2016

2013 Plan

 $            1.89

5%

 $      6.68

47.05%

1.78%

4.33

December 2, 2016

2014 Director Plan

 $            1.89

5%

 $      6.68

47.05%

1.78%

4.33