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12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

3 Months Ended

Mar. 31, 2018

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
March 31, 2017	4.01%	6.92	10.01
December 31, 2017	3.67%	6.34	10.01

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