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4) Loans Held For Sale: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details) - USD ($)
Jun. 30, 2018
Dec. 31, 2017
Details    
Beginning, Loan Loss Reserve $ 2,571,524 $ 627,733
Loan loss reserve, Provisions for losses 653,112 1,851,187
Loan loss reserve, Charge-offs (44,382) 92,604
Ending, Loan Loss Reserve $ 3,180,254 $ 2,571,524