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12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

9 Months Ended

Sep. 30, 2018

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
September 30, 2018	4.24%	7.02	9.51
December 31, 2017	3.67%	6.34	10.01

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