XML 195 R180.htm IDEA: XBRL DOCUMENT
v3.19.1

15) Business Segment Information: Schedule of Segment Reporting Information, by Segment (Details) - USD ($) | 3 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2018 | Sep. 30, 2018 | Jun. 30, 2018 | Mar. 31, 2018 | Dec. 31, 2017 | Sep. 30, 2017 | Jun. 30, 2017 | Mar. 31, 2017 | Dec. 31, 2018 | Dec. 31, 2017
Net investment income |  |  |  |  |  |  |  |  | $ 39,913,267 | $ 35,062,968
Total revenues | $ 61,454,399 | $ 67,223,093 | $ 68,865,126 | $ 82,076,109 | $ 60,953,384 | $ 71,971,851 | $ 73,171,558 | $ 70,829,297 | 279,618,727 | 276,926,090
Commissions |  |  |  |  |  |  |  |  | 50,291,352 | 68,103,017
Personnel |  |  |  |  |  |  |  |  | 67,368,952 | 70,328,830
Advertising |  |  |  |  |  |  |  |  | 4,602,591 | 5,754,740
Rent and rent related |  |  |  |  |  |  |  |  | 7,605,375 | 8,710,694
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 1,867,001 | 2,220,693
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 6,423,944 | 8,663,223
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 2,158,895 | 1,945,832
Benefits and Expenses | 62,835,219 | 65,011,295 | 64,702,895 | 60,888,928 | 61,451,358 | 70,833,834 | 69,177,259 | 67,931,527 |  |
Income tax benefit (expense) | 889,013 | $ (198,052) | $ (924,014) | $ (4,261,258) | 9,168,206 | $ (41,179) | $ (1,508,435) | $ (1,037,770) | (4,494,311) | 6,580,822
Net Earnings (Loss) |  |  |  |  |  |  |  |  | 21,686,079 | 14,112,934
Goodwill | 2,765,570 |  |  |  | 2,765,570 |  |  |  | 2,765,570 | 2,765,570
Other than temporary impairments on investments |  |  |  |  |  |  |  |  | 0 | 774,339
Life Insurance Product Line |  |  |  |  |  |  |  |  |  |
Revenue from customers |  |  |  |  |  |  |  |  | 75,928,910 | 70,412,476
Investment Income, Net |  |  |  |  |  |  |  |  | 38,720,365 | 34,089,912
Gain (Loss) on Investments |  |  |  |  |  |  |  |  | 21,396,282 | (3,871,309)
Other Income |  |  |  |  |  |  |  |  | 1,636,901 | 856,094
Net investment income |  |  |  |  |  |  |  |  | 3,972,532 | 5,987,731
Total revenues |  |  |  |  |  |  |  |  | 141,654,990 | 106,700,565
Death, surrenders and other policy benefits |  |  |  |  |  |  |  |  | 39,185,087 | 36,095,018
Increase (Decrease) in Future Policy Benefit Reserves |  |  |  |  |  |  |  |  | 24,332,088 | 23,622,750
Amortization of deferred policy and pre-need acquisition costs and value of business acquired | 11,270,579 |  |  |  | 8,157,456 |  |  |  | 11,270,579 | 8,157,456
Commissions |  |  |  |  |  |  |  |  | 3,242,745 | 3,095,319
Personnel |  |  |  |  |  |  |  |  | 18,489,063 | 17,031,563
Advertising |  |  |  |  |  |  |  |  | 566,154 | 518,117
Rent and rent related |  |  |  |  |  |  |  |  | 321,701 | 446,701
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 400,686 | 484,349
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 0 | 0
Administrative costs, intersegment |  |  |  |  |  |  |  |  | 402,213 | 315,588
Other General Expense |  |  |  |  |  |  |  |  | 10,094,626 | 9,540,607
Interest Expense, intersegment |  |  |  |  |  |  |  |  | 481,587 | 445,520
Interest Expense, Other |  |  |  |  |  |  |  |  | 2,744,841 | 2,218,956
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 0 | 0
Benefits and Expenses |  |  |  |  |  |  |  |  | 111,531,370 | 101,971,944
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |  |  |  |  |  |  |  |  | 30,123,620 | 4,728,621
Income tax benefit (expense) |  |  |  |  |  |  |  |  | (5,275,662) | 6,301,872
Net Earnings (Loss) |  |  |  |  |  |  |  |  | 24,847,958 | 11,030,493
Identifiable Assets | 928,251,387 |  |  |  | 858,068,899 |  |  |  | 928,251,387 | 858,068,899
Goodwill | 2,765,570 |  |  |  | 2,765,570 |  |  |  | 2,765,570 | 2,765,570
Other than temporary impairments on investments |  |  |  |  |  |  |  |  |  | (774,339)
Cemetery and Mortuary |  |  |  |  |  |  |  |  |  |
Revenue from customers |  |  |  |  |  |  |  |  | 13,726,518 | 12,657,117
Investment Income, Net |  |  |  |  |  |  |  |  | 283,343 | 424,316
Gain (Loss) on Investments |  |  |  |  |  |  |  |  | 2,301,342 | 186,335
Other Income |  |  |  |  |  |  |  |  | 128,797 | 97,602
Net investment income |  |  |  |  |  |  |  |  | 429,312 | 422,623
Total revenues |  |  |  |  |  |  |  |  | 16,869,312 | 13,787,993
Death, surrenders and other policy benefits |  |  |  |  |  |  |  |  | 0 | 0
Increase (Decrease) in Future Policy Benefit Reserves |  |  |  |  |  |  |  |  | 0 | 0
Amortization of deferred policy and pre-need acquisition costs and value of business acquired | 360,767 |  |  |  | 322,794 |  |  |  | 360,767 | 322,794
Commissions |  |  |  |  |  |  |  |  | 1,222,642 | 1,053,449
Personnel |  |  |  |  |  |  |  |  | 4,773,866 | 4,519,573
Advertising |  |  |  |  |  |  |  |  | 333,852 | 293,009
Rent and rent related |  |  |  |  |  |  |  |  | 33,138 | 51,742
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 372,469 | 401,564
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 0 | 0
Administrative costs, intersegment |  |  |  |  |  |  |  |  | 182,009 | 184,853
Other General Expense |  |  |  |  |  |  |  |  | 3,046,902 | 2,826,208
Interest Expense, intersegment |  |  |  |  |  |  |  |  | 173,807 | 181,793
Interest Expense, Other |  |  |  |  |  |  |  |  | 294,535 | 330,211
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 2,158,895 | 1,945,832
Benefits and Expenses |  |  |  |  |  |  |  |  | 12,952,882 | 12,111,028
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |  |  |  |  |  |  |  |  | 3,916,430 | 1,676,965
Income tax benefit (expense) |  |  |  |  |  |  |  |  | (946,820) | (606,293)
Net Earnings (Loss) |  |  |  |  |  |  |  |  | 3,916,430 | 1,676,965
Identifiable Assets | 90,639,130 |  |  |  | 95,097,729 |  |  |  | 90,639,130 | 95,097,729
Goodwill | 0 |  |  |  | 0 |  |  |  | 0 | 0
Other than temporary impairments on investments |  |  |  |  |  |  |  |  |  | 0
Mortgage |  |  |  |  |  |  |  |  |  |
Revenue from customers |  |  |  |  |  |  |  |  | 116,185,853 | 153,797,171
Investment Income, Net |  |  |  |  |  |  |  |  | 909,559 | 548,740
Gain (Loss) on Investments |  |  |  |  |  |  |  |  | 243,555 | 736,492
Other Income |  |  |  |  |  |  |  |  | 8,157,302 | 7,765,483
Net investment income |  |  |  |  |  |  |  |  | 503,794 | 401,283
Total revenues |  |  |  |  |  |  |  |  | 126,000,063 | 163,249,169
Death, surrenders and other policy benefits |  |  |  |  |  |  |  |  | 0 | 0
Increase (Decrease) in Future Policy Benefit Reserves |  |  |  |  |  |  |  |  | 0 | 0
Amortization of deferred policy and pre-need acquisition costs and value of business acquired | 0 |  |  |  | 0 |  |  |  | 0 | 0
Commissions |  |  |  |  |  |  |  |  | 45,825,965 | 63,954,249
Personnel |  |  |  |  |  |  |  |  | 44,106,023 | 48,777,694
Advertising |  |  |  |  |  |  |  |  | 3,702,585 | 4,943,614
Rent and rent related |  |  |  |  |  |  |  |  | 7,250,536 | 8,212,251
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 1,093,846 | 1,334,780
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 6,423,944 | 8,663,223
Administrative costs, intersegment |  |  |  |  |  |  |  |  | 531,370 | 499,707
Other General Expense |  |  |  |  |  |  |  |  | 17,873,471 | 17,064,784
Interest Expense, intersegment |  |  |  |  |  |  |  |  | 3,134,652 | 5,184,176
Interest Expense, Other |  |  |  |  |  |  |  |  | 3,917,331 | 3,488,165
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 0 | 0
Benefits and Expenses |  |  |  |  |  |  |  |  | 133,859,723 | 162,122,643
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |  |  |  |  |  |  |  |  | (7,859,660) | 1,126,526
Income tax benefit (expense) |  |  |  |  |  |  |  |  | 1,728,171 | 885,243
Net Earnings (Loss) |  |  |  |  |  |  |  |  | (6,131,489) | 2,011,769
Identifiable Assets | 159,680,649 |  |  |  | 161,051,531 |  |  |  | 159,680,649 | 161,051,531
Goodwill | 0 |  |  |  | 0 |  |  |  | 0 | 0
Other than temporary impairments on investments |  |  |  |  |  |  |  |  |  | 0
Intercompany Eliminations |  |  |  |  |  |  |  |  |  |
Revenue from customers |  |  |  |  |  |  |  |  | 0 | 0
Investment Income, Net |  |  |  |  |  |  |  |  | 0 | 0
Gain (Loss) on Investments |  |  |  |  |  |  |  |  | 0 | 0
Other Income |  |  |  |  |  |  |  |  | 0 | 0
Net investment income |  |  |  |  |  |  |  |  | (4,905,638) | (6,811,637)
Total revenues |  |  |  |  |  |  |  |  | (4,905,638) | (6,811,637)
Death, surrenders and other policy benefits |  |  |  |  |  |  |  |  | 0 | 0
Increase (Decrease) in Future Policy Benefit Reserves |  |  |  |  |  |  |  |  | 0 | 0
Amortization of deferred policy and pre-need acquisition costs and value of business acquired | 0 |  |  |  | 0 |  |  |  | 0 | 0
Commissions |  |  |  |  |  |  |  |  | 0 | 0
Personnel |  |  |  |  |  |  |  |  | 0 | 0
Advertising |  |  |  |  |  |  |  |  | 0 | 0
Rent and rent related |  |  |  |  |  |  |  |  | 0 | 0
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 0 | 0
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 0 | 0
Administrative costs, intersegment |  |  |  |  |  |  |  |  | (1,115,592) | (1,000,148)
Other General Expense |  |  |  |  |  |  |  |  | 0 | 0
Interest Expense, intersegment |  |  |  |  |  |  |  |  | (3,790,046) | (5,811,489)
Interest Expense, Other |  |  |  |  |  |  |  |  | 0 | 0
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 0 | 0
Benefits and Expenses |  |  |  |  |  |  |  |  | (4,905,638) | (6,811,637)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |  |  |  |  |  |  |  |  | 0 | 0
Income tax benefit (expense) |  |  |  |  |  |  |  |  | 0 | 0
Net Earnings (Loss) |  |  |  |  |  |  |  |  | 0 | 0
Identifiable Assets | (130,525,613) |  |  |  | (134,810,675) |  |  |  | (130,525,613) | (134,810,675)
Goodwill | 0 |  |  |  | 0 |  |  |  | 0 | 0
Other than temporary impairments on investments |  |  |  |  |  |  |  |  |  | 0
Consolidated |  |  |  |  |  |  |  |  |  |
Revenue from customers |  |  |  |  |  |  |  |  | 205,841,281 | 236,866,764
Investment Income, Net |  |  |  |  |  |  |  |  | 39,913,267 | 35,062,968
Gain (Loss) on Investments |  |  |  |  |  |  |  |  | 23,941,179 | (2,948,482)
Other Income |  |  |  |  |  |  |  |  | 9,923,000 | 8,719,179
Net investment income |  |  |  |  |  |  |  |  | 0 | 0
Total revenues |  |  |  |  |  |  |  |  | 279,618,727 | 276,926,090
Death, surrenders and other policy benefits |  |  |  |  |  |  |  |  | 39,185,087 | 36,095,018
Increase (Decrease) in Future Policy Benefit Reserves |  |  |  |  |  |  |  |  | 24,332,088 | 23,622,750
Amortization of deferred policy and pre-need acquisition costs and value of business acquired | 11,631,346 |  |  |  | 8,480,250 |  |  |  | 11,631,346 | 8,480,250
Commissions |  |  |  |  |  |  |  |  | 50,291,352 | 68,103,017
Personnel |  |  |  |  |  |  |  |  | 67,368,952 | 70,328,830
Advertising |  |  |  |  |  |  |  |  | 4,602,591 | 5,754,740
Rent and rent related |  |  |  |  |  |  |  |  | 7,605,375 | 8,710,694
Depreciation on property and equipment |  |  |  |  |  |  |  |  | 1,867,001 | 2,220,693
Costs related to funding mortgage loans |  |  |  |  |  |  |  |  | 6,423,944 | 8,663,223
Administrative costs, intersegment |  |  |  |  |  |  |  |  | 0 | 0
Other General Expense |  |  |  |  |  |  |  |  | 31,014,999 | 29,431,599
Interest Expense, intersegment |  |  |  |  |  |  |  |  | 0 | 0
Interest Expense, Other |  |  |  |  |  |  |  |  | 6,956,707 | 6,037,332
Cost of goods and services sold - mortuaries and cemeteries |  |  |  |  |  |  |  |  | 2,158,895 | 1,945,832
Benefits and Expenses |  |  |  |  |  |  |  |  | 253,438,337 | 269,393,978
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |  |  |  |  |  |  |  |  | 26,180,390 | 7,532,112
Income tax benefit (expense) |  |  |  |  |  |  |  |  | (4,494,311) | 6,580,822
Net Earnings (Loss) |  |  |  |  |  |  |  |  | 21,686,079 | 14,112,934
Identifiable Assets | 1,048,045,553 |  |  |  | 979,407,484 |  |  |  | 1,048,045,553 | 979,407,484
Goodwill | $ 2,765,570 |  |  |  | $ 2,765,570 |  |  |  | $ 2,765,570 | 2,765,570
Other than temporary impairments on investments |  |  |  |  |  |  |  |  |  | $ (774,339)

X
- Definition Represents the monetary amount of Administrative costs, intersegment, during the indicated time period. + References No definition available. + Details
Name: | fil_AdministrativeCostsIntersegment
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Amortization of deferred policy and pre-need acquisition costs and value of business acquired, as of the indicated date. + References No definition available. + Details
Name: | fil_AmortizationOfDeferredPolicyAndPreneedAcqCostsAndValueOfBusnAcquired
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Represents the monetary amount of Benefits and Expenses, during the indicated time period. + References No definition available. + Details
Name: | fil_BenefitsAndExpenses
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Cost Of Funding Mortgage Loans, during the indicated time period. + References No definition available. + Details
Name: | fil_CostOfFundingMortgageLoans
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Death, surrenders and other policy benefits, during the indicated time period. + References No definition available. + Details
Name: | fil_DeathAndOtherPolicyBenefits
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Identifiable Assets, as of the indicated date. + References No definition available. + Details
Name: | fil_IdentifiableAssets
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Represents the monetary amount of Interest Expense, intersegment, during the indicated time period. + References No definition available. + Details
Name: | fil_InterestExpenseIntersegment
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Net Earnings (Loss), during the indicated time period. + References No definition available. + Details
Name: | fil_NetEarningsLoss
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents the monetary amount of Revenue from customers, during the indicated time period. + References No definition available. + Details
Name: | fil_RevenueFromCustomers
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of decrease in accumulated depreciation, depletion and amortization as a result of reclassifications from property, plant and equipment. + References No definition available. + Details
Name: | us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 720 -SubTopic 35 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6420018&loc=d3e36677-107848 + Details
Name: | us-gaap_AdvertisingExpense
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.2(a),(d)) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 + Details
Name: | us-gaap_CostOfGoodsAndServicesSold
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of realized and unrealized gain (loss) on investment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 10 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=82897076&loc=d3e27405-111563 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.7(c),9(a)) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 Reference 3: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 + Details
Name: | us-gaap_GainLossOnInvestments
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=77989000&loc=SL49117168-202975 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266 + Details
Name: | us-gaap_Goodwill
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 940 -SubTopic 20 -Section 25 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68072869&loc=d3e41242-110953 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(10)) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(8)) -URI http://asc.fasb.org/extlink&oid=114873790&loc=SL114874131-224263 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 250 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(15)) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 + Details
Name: | us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 20 -Section 45 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324 + Details
Name: | us-gaap_IncomeTaxExpenseBenefit
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The change in the future policy benefit reserve balance on the balance sheet. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 + Details
Name: | us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest expense classified as other. + References No definition available. + Details
Name: | us-gaap_InterestExpenseOther
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount after accretion (amortization) of discount (premium), and investment expense, of interest income and dividend income on nonoperating securities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.9) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.7(a),(b)) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.8) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 + Details
Name: | us-gaap_InvestmentIncomeNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(2)) -URI http://asc.fasb.org/extlink&oid=114873790&loc=SL114874131-224263 + Details
Name: | us-gaap_NetInvestmentIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Rental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=77902758&loc=d3e41499-112717 + Details
Name: | us-gaap_OperatingLeasesRentExpenseNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of general expenses not normally included in Other Operating Costs and Expenses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.6) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 + Details
Name: | us-gaap_OtherGeneralExpense
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of revenue and income classified as other. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04.4) -URI http://asc.fasb.org/extlink&oid=114873790&loc=SL114874131-224263 + Details
Name: | us-gaap_OtherIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting. + References No definition available. + Details
Name: | us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8933-108599 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599 + Details
Name: | us-gaap_Revenues
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of expense for salary and wage arising from service rendered by nonofficer employee. Excludes allocated cost, labor-related nonsalary expense, and direct and overhead labor cost included in cost of good and service sold. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(4)) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 + Details
Name: | us-gaap_SalariesAndWages
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Primarily represents commissions incurred in the period based upon the sale by commissioned employees or third parties of the entity's goods or services, and fees for sales assistance or product enhancements performed by third parties (such as a distributor or value added reseller). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.4) -URI http://asc.fasb.org/extlink&oid=115205541&loc=SL114868664-224227 + Details
Name: | us-gaap_SalesCommissionsAndFees
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fil_IntercompanyEliminationsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fil_ConsolidatedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |