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Condensed Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities:    
Net earnings $ 21,686,079 $ 14,112,934
Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities    
Gains (losses) on investments and other assets (23,941,179) 2,948,482
Other than temporary impairments on investments 0 774,339
Depreciation 5,456,185 6,280,438
Provision for loan losses and doubtful accounts 377,683 1,154,071
Net amortization of deferred fees and costs, premiums and discounts (1,110,363) 96,509
Provision for deferred income taxes (2,605,401) (7,752,028)
Policy and pre-need acquisition costs deferred (19,544,569) (19,005,268)
Policy and pre-need acquisition costs amortized 10,807,777 7,498,709
Value of business acquired amortized 823,569 981,541
Mortgage servicing rights, additions (3,922,816) (6,085,352)
Amortization of mortgage servicing rights 5,282,931 3,580,777
Stock based compensation expense 237,123 395,603
Benefit plans funded with treasury stock 1,480,913 1,534,861
Net change in fair value of loans held for sale (3,736,209) (4,180,777)
Originations of loans held for sale (2,194,607,543) (2,545,755,713)
Proceeds from sales of loans held for sale 2,259,145,473 2,671,097,747
Net gains on sales of loans held for sale (74,426,183) (105,368,129)
Change in assets and liabilities:    
Increase (Decrease) in Assets Held-for-sale 64,506 86,574
Future policy benefits and unpaid claims 21,710,347 22,815,274
Increase (Decrease) in Other Current Assets and Liabilities, Net 3,830,947 (892,550)
Net cash provided by operating activities 7,009,270 44,318,042
Cash flows from investing activities:    
Purchases of fixed maturity securities (37,488,774) (61,232,155)
Calls and maturities of fixed maturity securities 32,993,161 15,773,732
Purchase of equity securities (3,354,274) (5,301,353)
Sales of equity securities 2,886,492 9,430,548
Purchases of short-term investments 0 (32,865,263)
Sales of short-term investments 0 60,425,303
Net changes in restricted assets (241,665) (310,360)
Net changes in cemetery perpetual care trust investments 1,207,622 (245,548)
Mortgage loans held for investment, other investments and policy loans made (505,060,464) (455,821,383)
Payments received for mortgage loans held for investment, other investments and policy loans 535,354,544 433,033,724
Purchases of property and equipment (1,282,704) (911,007)
Sales of property and equipment 2,016,156 24,978
Purchases of real estate held for investment (29,193,332) (14,751,923)
Sales of real estate held for investment 68,875,269 13,784,541
Cash paid for purchase of subsidiaries, net of cash acquired (3,405,783) 0
Net cash provided by (used in) investing activities 63,306,248 (38,966,166)
Cash flows from financing activities:    
Investment contract receipts 11,571,551 12,213,843
Investment contract withdrawals (15,356,571) (14,912,154)
Proceeds from stock options exercised 57,412 9,847
Payments to acquire treasury stock (215,521) (382,734)
Repayment of bank loans (133,123,024) (2,796,258)
Proceeds from bank borrowings 162,653,177 19,660,744
Net change in warehouse line borrowings for loans held for sale (717,792) (11,585,534)
Net change in line of credit borrowings 1,250,000 0
Net cash provided by financing activities 26,119,232 2,207,754
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents 96,434,750 7,559,630
Restricted Cash and Cash Equivalents, Current 54,501,923 46,942,293
Restricted Cash and Cash Equivalents, Current 150,936,673 54,501,923
Supplemental Cash Flow Information    
Interest Paid, Including Capitalized Interest, Operating and Investing Activities 6,878,048 5,976,461
Income Taxes Paid, Net 5,701,565 581,556
Non Cash Investing and Financing Activities:    
Transfer of loans held for sale to mortgage loans held for investment 10,827,797 39,932,516
Accrued real estate construction costs and retainage 214,200 258,961
Mortgage loans held for investment foreclosed into real estate held for investment 670,601 1,576,196
Transfer of Cemetery Land and Improvements to Property and Equipment $ 0 $ 643,329