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12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

6 Months Ended

Jun. 30, 2019

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
June 30, 2019	3.10%	5.02	9.51
December 31, 2018	3.86%	6.33	9.51

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