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3) Loans Held For Sale: Schedule of Mortgage Fee Income for Loans Held for Sale (Tables) | 12 Months Ended
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Dec. 31, 2019
Tables/Schedules |
Schedule of Mortgage Fee Income for Loans Held for Sale |
| 2019 |  | 2018
Loan fees | $ 28,660,966 |  | $ 27,429,237
Interest income | 6,978,930 |  | 6,156,796
Secondary gains | 93,581,956 |  | 80,416,718
Change in fair value of loan commitments | 899,417 |  | (404,773)
Change in fair value of loans held for sale | 2,498,097 |  | 3,736,209
Provision for loan loss reserve | (643,284) |  | (1,148,334)
Mortgage fee income | $ 131,976,082 |  | $ 116,185,853

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