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3) Loans Held For Sale: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Tables) | 12 Months Ended
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Dec. 31, 2019
Tables/Schedules |
Schedule of loan loss reserve which is included in other liabilities and accrued expenses |
|  | December 31
|  | 2019 |  | 2018
Balance, beginning of period |  | $ 3,604,869 |  | $ 2,571,524
Provision for current loan originations (1) |  | 643,284 |  | 1,148,334
Charge-offs, net of recaptured amounts |  | (201,865) |  | (114,989)
Balance, at December 31 |  | $ 4,046,288 |  | $ 3,604,869
(1) Included in Mortgage fee income |  |  |  |

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