XML 37 R25.htm IDEA: XBRL DOCUMENT
v3.20.2

4) Loans Held For Sale (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2020
Table Text Block Supplement [Abstract] |
Aggregate fair value - Loans Held for Sale | The following is a summary of the aggregate fair value and the aggregate unpaid principal balanceof loans held for sale for the periods presented:
| As of September 30 2020 | As of December 31 2019
Aggregate fair value | $ 445,878,979 | $ 213,457,632
Unpaid principal balance | 428,860,105 | 206,417,122
Unrealized gain | 17,018,874 | 7,040,510
Schedule of Mortgage Fee Income for Loans Held for Sale | Major categories of mortgage fee income for loans held for sale are as follows:
| Three Months Ended September 30 |  | Nine Months Ended September 30
| 2020 |  | 2019 |  | 2020 |  | 2019
Loan fees | $ 20,630,052 |  | $ 8,438,471 |  | $ 40,167,476 |  | $ 22,162,455
Interest income | 3,348,929 |  | 2,127,775 |  | 7,630,993 |  | 5,032,505
Secondary gains | 70,627,864 |  | 27,574,294 |  | 151,215,666 |  | 66,434,923
Change in fair value of loan commitments | 3,901,086 |  | 378,899 |  | 12,454,218 |  | 1,915,223
Change in fair value of loans held for sale | 1,404,131 |  | 1,411,322 |  | 4,231,347 |  | 2,065,978
Provision for loan loss reserve | (1,352,438) |  | (195,009) |  | (3,489,982) |  | (449,894)
Mortgage fee income | $ 98,559,624 |  | $ 39,735,752 |  | $ 212,209,718 |  | $ 97,161,190
Schedule of loan loss reserve which is included in other liabilities and accrued expenses | The following is a summary of the loan loss reserve that is included in other liabilities and accrued expenses:
| As of September 30 2020 |  | As of December 31 2019
Balance, beginning of period | $ 4,046,288 |  | $ 3,604,869
Provision on current loan originations (1) | 3,489,982 |  | 643,284
Charge-offs, net of recaptured amounts | (4,527,157) |  | (201,865)
Balance, end of period | $ 3,009,113 |  | $ 4,046,288
(1) Included in mortgage fee income |  |  |

X
- Definition Represents the textual narrative disclosure of Aggregate fair value - Loans Held for Sale, during the indicated time period. + References No definition available. + Details
Name: | snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock
Namespace Prefix: | snfc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Represents the textual narrative disclosure of Schedule of loan loss reserve which is included in other liabilities and accrued expenses, during the indicated time period. + References No definition available. + Details
Name: | snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock
Namespace Prefix: | snfc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Represents the textual narrative disclosure of Schedule of Mortgage Fee Income for Loans Held for Sale, during the indicated time period. + References No definition available. + Details
Name: | snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock
Namespace Prefix: | snfc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration