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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Cash flows from operating activities:    
Net cash used in operating activities $ (164,589,158) $ (62,865,938)
Cash flows from investing activities:    
Purchases of fixed maturity securities (56,899,073) (27,227,180)
Calls and maturities of fixed maturity securities 75,523,084 19,444,922
Purchases of equity securities (6,492,243) (3,521,610)
Sales of equity securities 2,011,568 1,691,231
Net changes in restricted assets (2,650,188) (514,574)
Net changes in perpetual care trusts (870,485) (111,076)
Mortgage loans held for investment, other investments and policy loans made (486,189,616) (421,682,247)
Payments received for mortgage loans held for investment, other investments and policy loans 478,445,833 410,303,611
Purchase of property and equipment (1,111,360) (931,691)
Sale of property and equipment 0 51,104
Purchase of real estate (27,528,643) (6,465,802)
Sale of real estate 13,052,416 8,291,147
Cash paid for purchase of subsidiaries, net of cash acquired 0 (3,261,788)
Net cash (used in) investing activities (12,708,707) (23,933,953)
Cash flows from financing activities:    
Investment contract receipts 8,656,037 9,628,472
Investment contract withdrawals (13,759,734) (13,282,143)
Proceeds from stock options exercised 10,892 298,113
Payments to acquire treasury stock (1,100,827) (840,301)
Repayment of bank and other loans (251,041,466) (139,046,605)
Proceeds from borrowing on bank loans 329,672,821 149,304,399
Net change in warehouse line borrowings for loans held for sale 128,600,308 62,987,462
Net cash provided by financing activities 201,038,031 69,049,397
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents 23,740,166 (17,750,494)
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period 137,735,673 150,936,673
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period 161,475,839 133,186,179
Supplemental Cash Flow Information    
Cash paid during the year for interest 5,917,344 5,292,868
Cash paid during the year for income taxes (net of refunds) 4,995,073 3,350,434
Non Cash Operating, Investing and Financing Activities:    
Transfer of loans held for sale to mortgage loans held for investment 9,170,610 0
Right-of-use assets obtained in exchange for operating lease liabilities 4,796,580 13,441,537
Benefit plans funded with treasury stock 2,683,974 578,853
Mortgage loans held for investment foreclosed into real estate held for investment 686,124 1,410,499
Accrued real estate construction costs and retainage 347,826 689,291
Right-of-use assets obtained in exchange for finance lease liabilities 8,494 255,147
Mortgage loans held for investment foreclosed into receivables $ 0 $ 155,347