EXHIBIT 21
SUBSIDIARIES OF THE REGISTRANT
| Life Insurance Segment |
| Security National Life Insurance Company |
| Reppond Holding Company |
| First Guaranty Insurance Company |
| Kilpatrick Life Insurance Company |
| Bluebonnet Properties, LLC |
| Kilpatrick Financial, Inc. |
| Memorial Insurance Company of America |
| Southern Security Life Insurance Company, Inc. |
| Trans-Western Life Insurance Company |
| SN Farmington LLC |
| 434 Holdings LLC |
| 5300 Development LLC |
| Ascension 433 LLC |
| SN Diamond LLC |
| Security National Real Estate Services, Inc. also dba Security National Commercial Capital |
| Marketing Source Center, Inc. dba Security National Travel Services |
| SNFC Subsidiary, LLC |
| American Funeral Financial, LLC |
| FFC Acquisition Co., LLC dba Funeral Funding Center |
| Canadian Funeral Financial, LLC |
| Mortician’s Choice, LLC |
| C & J Financial, LLC |
| Beta Capital Corp. |
| Beneficiary Advance LLC |
| SNA-Venture LLC |
|
SNA-AM LLC, SNA-AS LLC, SNA-DM LLC, SNA-GV LLC, SNA-MB LLC, SNA-MM LLC, SNA-MV LLC, SNA-MV2 LLC, SNA-RP LLC, SNA-SE LLC, SNA-SP LLC, SNA-SP2 LLC, SNA-SR LLC, SNA-ST LLC, SNA-SW LLC, SNA-TC LLC, SNA-TM LLC, SNA-TR LLC, SNA-VR LLC, SNA-WC LLC, SNA-WF LLC, SNA-WL LLC, SNCH Venture LLC |
| Mortgage Segment |
| SecurityNational Mortgage Company |
| EverLEND Mortgage Company |
| SN Sunset LLC |
| Cemetery/Mortuary Segment |
| California Memorial Estates, Inc. |
| Holladay Memorial Park, Inc. |
| Cottonwood Mortuary, Inc. |
| Deseret Memorial, Inc. |
| Holladay Cottonwood Memorial Foundation |
| Memorial Estates, Inc. |
| SN Silver Creek LLC |
| Memorial Mortuary, Inc. |
| Affordable Funerals and Cremations of America, Inc. |
| SN Probst LLC |