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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities:    
Net earnings $ 39,518,990 $ 55,596,613
Adjustments to reconcile net earnings to net cash used in operating activities:    
Gains on investments and other assets (6,265,134) (1,925,850)
Other than temporary impairments on investments 39,502 370,975
Depreciation 5,540,672 5,447,363
Provision for loan losses and doubtful accounts 965,736 1,577,370
Net amortization of deferred fees and costs, premiums and discounts (1,154,604) (1,227,773)
Provision for deferred income taxes 11,308,436 2,854,669
Policy and pre-need acquisition costs deferred (19,985,257) (18,909,921)
Policy and pre-need acquisition costs amortized 15,027,841 13,520,600
Value of business acquired amortized 1,115,129 786,825
Mortgage servicing rights, additions (32,701,819) (29,896,465)
Amortization of mortgage servicing rights [1] 14,851,880 11,841,478
Stock based compensation expense 118,384 358,878
Benefit plans funded with treasury stock 6,007,402 3,939,948
Net change in fair value of loans held for sale 8,783,376 (10,413,492)
Originations of loans held for sale (5,611,189,587) (5,627,013,749)
Proceeds from sales of loans held for sale 5,900,076,766 5,600,045,285
Net gains on sales of loans held for sale (177,876,915) (188,893,379)
Change in assets and liabilities:    
Land and improvements held for sale 441,839 758,514
Future policy benefits and unpaid claims 22,104,116 25,804,740
Other operating assets and liabilities (32,088,511) 25,750,164
Net cash provided by (used in) operating activities 144,638,242 (129,627,207)
Cash flows from investing activities:    
Purchases of fixed maturity securities (18,857,131) (58,493,147)
Sales, calls and maturities of fixed maturity securities 48,015,753 131,269,730
Purchase of equity securities (1,950,554) (6,991,832)
Sales of equity securities 3,868,061 3,902,835
Net changes in restricted assets 473,156 (1,954,437)
Net changes in cemetery perpetual care trust investments (143,379) (2,755,856)
Mortgage loans held for investment, other investments and policy loans made (838,524,150) (682,170,126)
Payments received for mortgage loans held for investment, other investments and policy loans 818,108,666 672,544,708
Purchases of property and equipment (5,219,928) (1,630,734)
Sales of property and equipment 194,955
Purchases of real estate (92,403,534) (40,190,471)
Sales of real estate 35,644,576 22,418,816
Cash paid for purchase of subsidiaries, net of cash acquired (12,625,142)
Net cash provided by (used in) investing activities (63,613,606) 36,144,441
Cash flows from financing activities:    
Investment contract receipts 11,481,349 11,511,118
Investment contract withdrawals (15,244,629) (18,235,107)
Proceeds from stock options exercised 1,077,425 832,152
Purchase of treasury stock (5,769,735) (2,967,761)
Repayment of bank loans (69,039,725) (174,865,813)
Proceeds from bank loans 106,995,930 164,586,365
Net change in warehouse line borrowings for loans held for sale (84,576,055) 90,351,225
Net cash provided by (used in) financing activities (55,075,440) 71,212,179
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents 25,949,196 (22,270,587)
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of year 115,465,086 137,735,673
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of year 141,414,282 115,465,086
Supplemental Disclosure of Cash Flow Information:    
Interest (net of amount capitalized) 7,290,867 8,385,270
Income taxes 5,127,913 11,813,120
Non Cash Investing and Financing Activities:    
Right-of-use assets obtained in exchange for operating lease liabilities 5,216,048 5,631,193
Accrued real estate construction costs and retainage 4,400,320 6,365,534
Transfer of property and equipment to real estate held for investment 3,108,681 1,516,700
Mortgage loans held for investment foreclosed into real estate held for investment 931,079 686,124
Transfer of loans held for sale to mortgage loans held for investment 201,951 16,960,549
Right-of-use assets obtained in exchange for finance lease liabilities 8,494
Cash and cash equivalents 131,354,470 106,219,429
Restricted assets 9,000,293 8,842,744
Cemetery perpetual care trust investments $ 1,059,519 $ 402,913
[1] Included in other expenses on the consolidated statements of earnings