XML 57 R47.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Investments (Details Narrative) - USD ($) | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | Dec. 31, 2021
Net Investment Income [Line Items] |  |  |  |  |
Average market value over amortized cost | 93.10% |  | 93.10% |  | 97.30%
Credit loss recognized | $ 0 | $ 0 | $ 0 | $ 0 |
Maximum borrowing capacity | 86,320,358 |  | 86,320,358 |  |
Remaining borrowing capacity | 83,051,896 |  | 83,051,896 |  |
Net investment income | 18,603,070 | 15,092,962 | 49,768,664 | 43,564,167 |
Collateral for bank loans | 196,077,537 |  | 196,077,537 |  | $ 197,365,797
Real estate held for investment (net of accumulated depreciation of $22,293,450 and $17,692,038 for 2022 and 2021) | 196,077,537 |  | 196,077,537 |  | 197,365,797
Loans payable to bank | 201,479,763 |  | 201,479,763 |  | 251,286,927
Foreclosed residential real estate included in residential real estate held for investment |  |  |  |  | 1,190,602
Interest not accrued on non-performing loans | $ 110,000 |  | $ 110,000 |  | $ 236,000
UTAH |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 69.00% |  | 69.00% |  | 70.00%
FLORIDA |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 8.00% |  | 8.00% |  | 7.00%
TEXAS |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 4.00% |  | 4.00% |  | 4.00%
CALIFORNIA |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 4.00% |  | 4.00% |  | 5.00%
ARIZONA |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 4.00% |  | 4.00% |  | 2.00%
NEVADA |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 3.00% |  | 3.00% |  | 4.00%
Minimum [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 2.00% |  | 2.00% |  |
Loan term |  |  | 9 months |  |
Maximum [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Loan interest rate | 10.50% |  | 10.50% |  |
Loan term |  |  | 30 years |  |
Commercial Real Estate 1 [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Collateral for bank loans | $ 133,785,749 |  | $ 133,785,749 |  | $ 134,251,205
Real estate held for investment (net of accumulated depreciation of $22,293,450 and $17,692,038 for 2022 and 2021) | 133,785,749 |  | 133,785,749 |  | 134,251,205
Loans payable to bank | 97,562,264 |  | 97,562,264 |  | 85,663,148
Impairment of real estate |  |  |  | 28,378 |
Residential Real Estate [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Impairment of real estate |  |  | 94,400 |  |
Restricted Investments [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Securities deposit | 11,048,787 |  | 11,048,787 |  | $ 10,168,853
Cemeteries and Mortuaries [Member] |  |  |  |  |
Net Investment Income [Line Items] |  |  |  |  |
Net investment income | $ 675,259 | $ 778,892 | $ 1,882,502 | $ 1,130,771 |

X
- Definition Average market value over amortized cost. + References No definition available. + Details
Name: | SNFCA_AverageMarketValueOverAmortizedCost
Namespace Prefix: | SNFCA_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Credit loss recognized investment. + References No definition available. + Details
Name: | SNFCA_CreditLossRecognizedInvestment
Namespace Prefix: | SNFCA_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Foreclosed residential real estate included in residential real estate held for sale. + References No definition available. + Details
Name: | SNFCA_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForSale
Namespace Prefix: | SNFCA_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Represents the monetary amount of Interest not accrued on non-performing loans, as of the indicated date. + References No definition available. + Details
Name: | SNFCA_InterestNotAccruedOnNonPerformingLoans
Namespace Prefix: | SNFCA_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Contractual interest rate for funds borrowed, under the debt agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 20 -Section 50 -Paragraph 1B -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=123466505&loc=SL123495323-112611 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(1)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_DebtInstrumentInterestRateStatedPercentage
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Period of time between issuance and maturity of debt instrument, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References No definition available. + Details
Name: | us-gaap_DebtInstrumentTerm
Namespace Prefix: | us-gaap_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition The charge against earnings in the period to reduce the carrying amount of real property to fair value. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=109226691&loc=d3e2921-110230 + Details
Name: | us-gaap_ImpairmentOfRealEstate
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Including the current and noncurrent portions, carrying value as of the balance sheet date of loans from a bank with maturities initially due after one year or beyond the normal operating cycle if longer. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(16)(a)) -URI https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 + Details
Name: | us-gaap_LoansPayableToBank
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(2)) -URI https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263 + Details
Name: | us-gaap_NetInvestmentIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of real estate investment property, net of accumulated depreciation, which may include the following: (1) land available-for-sale; (2) land available-for-development; (3) investments in building and building improvements; (4) tenant allowances; (5) developments in-process; (6) rental properties; and (7) other real estate investments. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.1(d)) -URI https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910 + Details
Name: | us-gaap_RealEstateInvestmentPropertyNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of an asset, typically cash, provided to a counterparty to provide certain assurance of performance by the entity pursuant to the terms of a written or oral agreement, such as a lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(17)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_SecurityDeposit
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_UT
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_FL
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_TX
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_CA
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_AZ
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_NV
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InvestmentTypeAxis=SNFCA_CommercialRealEstate1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InvestmentTypeAxis=SNFCA_ResidentialRealEstate1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BalanceSheetLocationAxis=SNFCA_RestrictedInvestmentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AssetAcquisitionAxis=SNFCA_CemeteriesAndMortuariesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |