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Schedule of Revenues and Expenses by Reportable Segment (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Revenues from External Customers and Long-Lived Assets [Line Items]    
Revenue from external customers $ 256,251,558 $ 240,671,219
Net investment income 71,725,249 72,343,047
Gains (losses) on investments and other assets 1,941,898 1,837,342
Other revenues 4,603,963 3,645,882
Intersegment revenues 8,186,492 9,074,713
Total segment revenues 342,709,160 327,572,203
Elimination of intersegment revenues (8,186,492) (9,074,713)
Total consolidated revenues 334,522,668 318,497,490
Death benefits 58,116,837 61,390,517
Surrenders and other policy benefits 4,584,763 4,612,346
Increase in future policy benefits 36,253,859 34,008,997
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 15,940,371 18,024,338
Selling, general and administrative expenses:    
Commissions 46,972,909 39,929,556
Personnel 85,084,802 83,141,759
Advertising 3,115,120 3,710,445
Rent and rent related 5,147,069 6,857,137
Depreciation on property and equipment 2,383,621 2,351,661
Cost related to funding mortgage loans 6,134,709 6,440,439
Costs of goods and services sold-mortuaries and cemeteries 4,803,528 4,805,700
Income tax expense (benefit) 7,568,002 1,805,354
Segment net earnings (loss) 26,535,768 14,495,058
Net earnings 26,535,768 14,495,058
Segment assets 1,582,792,350 1,523,615,715
Elimination of intersegment assets (92,985,136) (93,063,440)
Total consolidated assets 1,489,807,214 1,430,552,275
Expenditures for long-lived assets 54,818,830 24,004,541
Life Insurance [Member]    
Revenues from External Customers and Long-Lived Assets [Line Items]    
Revenue from external customers 119,655,745 114,735,304
Net investment income 68,254,989 67,811,926
Gains (losses) on investments and other assets 2,054,994 962,824
Other revenues 1,563,812 1,666,020
Intersegment revenues 7,272,110 8,203,306
Total segment revenues 198,801,650 193,379,380
Death benefits 58,116,837 61,390,517
Surrenders and other policy benefits 4,584,763 4,612,346
Increase in future policy benefits 36,253,859 34,008,997
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 15,162,995 17,485,699
Selling, general and administrative expenses:    
Commissions 3,809,118 3,963,185
Personnel 30,396,560 26,769,211
Advertising 466,821 638,071
Rent and rent related 434,604 414,564
Depreciation on property and equipment 923,365 880,116
Cost related to funding mortgage loans
Data processing and IT related 847,845 [1] 1,007,023 [2]
Premium taxes on insurance premiums and other considerations 3,067,467 [1] 2,939,828 [2]
Other segment items 8,640,857 [1],[3] 9,045,037 [2],[4]
Intersegment expenses 913,279 [5] 871,407 [6]
Interest expense 3,727,514 4,081,348
Costs of goods and services sold-mortuaries and cemeteries
Income tax expense (benefit) 6,604,520 3,655,148
Segment net earnings (loss) 24,851,246 21,616,883
Segment assets 1,396,093,195 1,329,049,024
Expenditures for long-lived assets 52,414,507 23,010,579
Cemetery/Mortuary [Member]    
Revenues from External Customers and Long-Lived Assets [Line Items]    
Revenue from external customers 29,037,173 27,864,811
Net investment income 2,568,511 2,951,577
Gains (losses) on investments and other assets 873,166 717,312
Other revenues 543,354 404,256
Intersegment revenues 340,933 340,001
Total segment revenues 33,363,137 32,277,957
Death benefits
Surrenders and other policy benefits
Increase in future policy benefits
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 777,376 538,639
Selling, general and administrative expenses:    
Commissions 1,564,426 1,777,071
Personnel 10,215,565 9,722,659
Advertising 568,597 663,113
Rent and rent related 158,950 159,877
Depreciation on property and equipment 830,855 812,641
Cost related to funding mortgage loans
Data processing and IT related 240,946 [1] 227,599 [2]
Premium taxes on insurance premiums and other considerations [1] [2]
Other segment items 4,975,269 [1],[3] 4,733,721 [2],[4]
Intersegment expenses 365,635 [5] 391,316 [6]
Interest expense 827 955
Costs of goods and services sold-mortuaries and cemeteries 4,803,528 4,805,700
Income tax expense (benefit) 2,227,353 2,131,289
Segment net earnings (loss) 6,633,810 6,313,377
Segment assets 101,524,343 97,547,937
Expenditures for long-lived assets 2,185,269 856,716
Mortgage [Member]    
Revenues from External Customers and Long-Lived Assets [Line Items]    
Revenue from external customers 107,558,640 98,071,104
Net investment income 901,749 1,579,544
Gains (losses) on investments and other assets (986,262) 157,206
Other revenues 2,496,797 1,575,606
Intersegment revenues 573,449 531,406
Total segment revenues 110,544,373 101,914,866
Death benefits
Surrenders and other policy benefits
Increase in future policy benefits
Amortization of deferred policy and pre-need acquisition costs and value of business acquired
Selling, general and administrative expenses:    
Commissions 41,599,365 34,189,300
Personnel 44,472,677 46,649,889
Advertising 2,079,702 2,409,261
Rent and rent related 4,553,515 6,282,696
Depreciation on property and equipment 629,401 658,904
Cost related to funding mortgage loans 6,134,709 6,440,439
Data processing and IT related 3,453,741 [1] 4,107,542 [2]
Premium taxes on insurance premiums and other considerations [1] [2]
Other segment items 6,401,085 [1],[3] 9,998,106 [2],[4]
Intersegment expenses 6,907,578 [5] 7,811,990 [6]
Interest expense 525,759 783,024
Costs of goods and services sold-mortuaries and cemeteries
Income tax expense (benefit) (1,263,871) (3,981,083)
Segment net earnings (loss) (4,949,288) (13,435,202)
Segment assets 85,174,812 97,018,754
Expenditures for long-lived assets $ 219,054 $ 137,246
[1] Included in other expenses on the consolidated statements of earnings. Data processing and IT related expenses includes various software subscriptions, maintenance, consulting, support and storage fees.
[2] Included in other expenses on the consolidated statements of earnings. Data processing and IT related expenses includes various software subscriptions, maintenance, consulting, support and storage fees.
[3] For each reportable segment, other segment items includes:
[4] For each reportable segment, other segment items includes:
[5] For each reportable segment, intersegment expenses includes:
[6] For each reportable segment, intersegment expenses includes: