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Schedule of Mortgage Servicing Rights (Details) - USD ($)		12 Months Ended
		Dec. 31, 2024	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Balance before valuation allowance at beginning of year		$ 3,461,146	$ 3,039,765
MSR additions resulting from loan sales		90,370	1,009,312
Amortization	[1]	(611,638)	(587,931)
Sale of MSRs
Application of valuation allowance to write down MSRs with other than temporary impairment
Balance before valuation allowance at year end		2,939,878	3,461,146
Balance at beginning of year
Additions
Balance at year end
Mortgage servicing rights, net		2,939,878	3,461,146
Estimated fair value of MSRs at end of period		$ 4,552,316	$ 4,543,657
[1] Included in other expenses on the consolidated statements of earnings

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Mortgage servicing rights write down other than temporary impairment.

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Sale of mortgage servicing rights.

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Valuation allowance impairment of mortgage servicing rights.

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The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.

+ References

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-Section 45
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The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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The cash outflow to obtain servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. Rights may be obtained via (1) acquisition or assumption of a servicing obligation that does not relate to financial assets of the servicer or its consolidated affiliates; or (2) by originating mortgage loans and then (a) transferring the loans to a Variable Interest Entity (VIE) in a transaction that meets the necessary transfer and classification requirements, or (b) transferring the loans in a transaction that meets the requirements for sale accounting.

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Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.

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Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

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