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Consolidated Statements of Earnings - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Revenues:    
Insurance premiums and other considerations $ 119,655,745 $ 114,658,436
Mortgage fee income 107,558,640 98,147,972
Net investment income 71,725,249 72,343,047
Net mortuary and cemetery sales 29,037,173 27,864,811
Gains on investments and other assets 1,941,898 1,837,342
Other 4,603,963 3,645,882
Total revenues 334,522,668 318,497,490
Benefits and expenses:    
Death benefits 58,116,837 61,390,517
Surrenders and other policy benefits 4,584,763 4,612,346
Increase in future policy benefits 36,253,859 34,008,997
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 15,940,371 18,024,338
Selling, general and administrative expenses:    
Commissions 46,972,909 39,929,556
Personnel 85,084,802 83,141,759
Advertising 3,115,120 3,710,445
Rent and rent related 5,147,069 6,857,137
Depreciation on property and equipment 2,383,621 2,351,661
Costs related to funding mortgage loans 6,134,709 6,440,439
Other 27,627,210 32,058,856
Interest expense 4,254,100 4,865,327
Cost of goods and services sold – cemeteries and mortuaries 4,803,528 4,805,700
Total benefits and expenses 300,418,898 302,197,078
Earnings before income taxes 34,103,770 16,300,412
Income tax expense (7,568,002) (1,805,354)
Net earnings $ 26,535,768 $ 14,495,058
Net earnings per Class A equivalent common share () [1] $ 1.14 $ 0.63
Net earnings per Class A equivalent common share -  assuming dilution () [1] $ 1.11 $ 0.61
Weighted average Class A equivalent common shares  outstanding () [1] 23,314,643 23,189,418
Weighted average Class A equivalent common shares outstanding-assuming dilution () [1] 23,975,508 23,813,324
[1] Net earnings per share amounts have been adjusted retroactively for the effect of annual stock dividends. The weighted-average shares outstanding includes the weighted-average Class A common shares and the weighted-average Class C common shares determined on an equivalent Class A Common Stock basis. Net earnings per common share represent net earnings per equivalent Class A common share.