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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net cash provided by operating activities $ 9,585,902 $ 25,077,244
Cash flows from investing activities:    
Purchases of fixed maturity securities (28,292,634) (6,670,277)
Sales, calls and maturities of fixed maturity securities 26,374,371 11,440,209
Purchases of equity securities (1,114,187) (2,038,459)
Sales of equity securities 1,085,712 1,412,118
Purchases of restricted assets (933,673) (643,531)
Sales, calls and maturities of restricted assets 96,874 178,350
Purchases of cemetery perpetual care trust investments (26,565) (46,725)
Sales, calls and maturities of perpetual care trust investments 859,715 54,601
Mortgage loans held for investment, other investments and policy loans made (217,905,832) (166,160,908)
Payments received for mortgage loans held for investment, other investments and policy loans 198,431,585 175,017,132
Purchases of property and equipment (441,530) (256,155)
Sales of property and equipment 1,200 71,469
Purchases of real estate (16,643,207) (17,740,755)
Sales of real estate 9,241,645 7,082,265
Net cash provided by (used in) investing activities (29,266,526) 1,699,334
Cash flows from financing activities:    
Investment contract receipts 3,065,288 3,237,207
Investment contract withdrawals (4,097,396) (4,105,463)
Proceeds from stock options exercised 81,246
Purchases of treasury stock (242,265) (41,077)
Repayment of bank loans (504,009) (470,652)
Net change in warehouse line borrowings for loans held for sale 16,567,385 (769,236)
Net cash provided by (used in) financing activities 14,870,249 (2,149,221)
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents (4,810,375) 24,627,357
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period 150,102,620 139,923,399
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of year 145,292,245 164,550,756
Cash paid during the year for:    
Interest 1,098,086 1,022,460
Income taxes (net of refunds)
Non Cash Operating, Investing and Financing Activities:    
Transfer from fixed maturity securities available for sale to other investments 1,185,603
Right-of-use assets obtained in exchange for operating lease liabilities 436,109 479,462
Benefit plans funded with treasury stock 227,262 470,521
Loans held for sale foreclosed into real estate held for sale 858,977
Transfer of loans held for sale to mortgage loans held for investment 1,867,552
Cash and cash equivalents 132,946,068 150,930,786
Restricted assets 11,455,091 10,598,384
Cemetery perpetual care trust investments $ 891,086 $ 3,021,586